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Account
Minimum Balance
Term
Interest
Fees
Transactions
Share
$5
None
Yes when balance more than $100.
None
ATM withdrawals on non-TopLine machines are $2 each. Six free savings account phone transfers per month; then $23 each. Limited to six per month by federal regulation.
Savings Plus
$100
None
Yes when balance more than $100
$5/month
if balance below $100
No ATM access. Six free savings account phone transfers per month; then $23 each. Limited to six per month by federal regulation.
Savings Direct
$100
None
Yes when balance more than $100
$5/month
if balance below $100
Deposits made through Direct Deposit only. Restricted to one withdrawal per month.
Investor's Money Market
$1,000
$10,000
$20,000
$50,000
None
Yes,
Based on Balance
$10/month
if balance below $1,000
Up to six third-party pre-authorized withdrawals. Limit six transfers per month.
Premium Money Market
$10,000
$25,000
$50,000
None
Yes,
Based on Balance
$15/month
if balance below $10,000
Up to six third-party pre-authorized withdrawals. Limit six transfers per month.
TopLine Money Market
$25,000
$75,000
None
Yes, based on balance
$15/month
if balance below $25,000
Up to six third-party pre-authorized withdrawals. Limit six transfers per month.
IRA Money Market
$1,000
$10,000
$20,000
$50,000
None
Yes,
Based on Balance
None
Early withdrawal may be subject to penalties as required by TopLine and federal government.
Share Certificates
3-11 Months
12-60 Months
$1,000
$300
Member Selected
Yes,
Based on Balance and Term
None
Early withdrawal penalty is terms up to and including one year loses 90 days interest on withdrawn funds. Terms more than 1 years lose 180 days interest on withdrawn funds.
IRA Certificates
12-60 Months
$1,000
Member Selected
Yes,
Based on Balance and Term
None