TopLine offers several savings accounts, ranging from our basic Share Savings to regular and IRA Certificates. No matter which account you choose, you’ll have online access for around-the-clock transactions. And when you save at TopLine, you can save with confidence, because your savings are insured up to at least $100,000 by the National Credit Union Administration, a federal agency.

For savings accounts designed for children under 18, visit TopLine Jr.

Share Savings | Savings Plus | Savings Direct | Investor's Money Market | Premium Money Market | TopLine Money Market | Share Certificates | Individual Retirement (IRA)

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Share Savings

Our Share Savings account requires a minimum balance of just $5 and pays tiered interest on balances of $100 or more. The higher your balance, the more interest you earn.

Savings Plus

If you’re budgeting for unusual expenses, this is the account for you. There's no minimum term and no monthly fee. A minimum balance of $100 is all that's required, and you’ll earn tiered interest based on your balance.

Savings Direct

Let the convenience of Direct Deposit help you save with our new Savings Direct account. A minimum balance of $100 is required and all deposits must be made through direct deposit. With only one withdrawal allowed per month, this is a disciplined way to build up savings. Interest is paid on balances over $100, so you'll earn while you save.

Investor's Money Market

Enjoy all the advantages of money market rates and the flexibility of a regular savings account with our Investor’s Money Market Account. With a minimum balance requirement of just $1,000, the higher your balance, the more interest you’ll earn.

Premium Money Market

With a minimum balance requirement of just $10,000, our new Premium Money Market allows savers great earnings while maintaining easy, penalty-free access to your funds. Rates are tiered so as your balance grows so do your earnings.

TopLine Money Market

Our TopLine Money Market account pays exceptional returns for maintaining a high account balance. This account offers money market rates while providing easy, penalty-free access to funds. Minimum balance of $25,000 is required, and you'll earn tiered interest based on your balance.

Share Certificates

Our most popular investment program, Share Certificates, offers a guaranteed rate of return and requires a minimum investment of just $300 or $1,000 depending on the term you choose (from 90 days to five years). Returns vary depending on the term you choose and the amount you deposit.

Individual Retirement (IRA)

An IRA is a smart way to invest for your future. Choose a traditional, education or Roth IRA and earn tiered interest on your account balance. An IRA offers some significant tax advantages too. With a traditional IRA, dividends and interest compound tax-free until the funds are withdrawn. With an education or Roth IRA, no taxes are paid upon qualified withdrawal. Both IRA Money Market Accounts and Share Certificates are available.

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