TopLine Federal Credit Union

Protection Services
TopLine is dedicated to making sure you receive the highest value from your credit union membership by offering insurance protection options for your loan(s). The opportunity to purchase coverage will be available at the time of your loan application.

Guaranteed Asset Protection (GAP):  Will reimburse you up to $500 towards your insurance deductible for covered claims up to two times a year for three years on the auto financed and up to two other vehicles you are the named insured on. It also covers the difference between your insurance company's payment and the remaining balance due on a loan in the event it is totaled or stolen for the duration of the loan. This includes paying your deductible up to $1,000. Also, when GAP is used, TopLine will provide $1,000 towards your next vehicle. Available on Auto and Recreational Vehicle loans.

Mechanical Breakdown Protection:  Provides protection against out-of-pocket costs in the event a vehicle suffers an unexpected mechanical failure, such as transmission repairs, seals and gaskets, and provides 24/7 roadside assistance including towing. Plus, there is a $0 deductible and allows you the convenience of going to your favorite dealer or local mechanic shop nationwide. Available on Auto and Recreational Vehicle loans.

TopLine Debt Protection:  Helps cancel or reduce repayment of your loan debt in the event of a protected death or disability. Available on Auto, Recreational Vehicle, Personal and Share Secured loans and Lines of Credit.

  • Reduces the burden on your family should you pass away, become sick or injured, or lose your job.
  • Helps protect you and your family against financial hardship should the unexpected occur.
  • Helps protect your good credit rating and your collateral for your loan.
  • Can cover pre-existing conditions.

Your purchase of TopLine Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of TopLine Debt Protection.

Disability Coverage: This coverage will protect you by making your monthly loan payment, up to the policy maximum, should you become injured or ill and are unable to work for more than 30 days.

Involuntary Unemployment: This coverage will protect you by making your monthly loan payment, up to the policy maximum, should you lose your job through no fault of your own.

Loss of Life: This will payoff any existing loan balance, up to the policy maximum, should a covered member pass away.

Not NCUA Insured May Lose Value Not A Deposit No Credit Union Guarantee Not Insured by Any Federal Government Agency

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763-391-9494 in the Minneapolis/St. Paul Minnesota area. Outside metro area, call 800-626-1448.
© 2018 TopLine Federal Credit Union | 9353 Jefferson Highway Maple Grove, MN 55369 | Routing # 291074696
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