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Best of Business
TopLine is named 2020 Best Credit Union in Minnesota for 4 YEARS in a row and TopLine Mortgage Services has been recognized as a finalist! Thanks for making us the Best Credit Union in Minnesota, again!
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Masks are Required
To ensure the health and safety of our members and employees
masks are required and please practice social distancing at all
TopLine branch locations.
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Auto Loans
TopLine has great low auto loan rates starting at 2.64% APR!* Plus, you won’t have to make a payment for up to 90 days!* Hurry, this offer ends September 30, 2020.
*Learn More
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Bike Drive at TopLine
Help support local youth employment!
Drop off any youth or adult bike (in any condition, REALLY) at TopLine Como Park on Monday, October 12 from 10am - 5pm.
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Call for Board Candidates!
TopLine’s Nominating Committee is looking for candidates to serve on the Board of Directors as volunteers. All nomination information must be received by November 13, 2020.
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FREE Checking
Open a Totally FREE Checking account and enjoy easy access with TopLine's mobile banking and remote deposit services. Download our app today!
Learn More Download Mobile App
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You Could Win $1,000!
Use your TopLine Platinum Rewards VISA for a chance to win $1,000*! Simply use your TopLine Platinum Rewards credit card on everyday purchases a minimum of four times per week to be entered. There’s nothing else you need to do!
Learn More *Sweepstakes Rules
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We Care!
Our dedicated team stands ready to help with all of your financial needs, especially during these trying times. We are ready to assist you in our lobbies, over the phone and remotely. For updates on how we are handling COVID, visit our blog.
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Save Money. Win Money!
TopLine's WINcentive Savings account makes saving FUN!
You'll feel rewarded by watching your savings grow, and experience
the excitement of prize drawings! All of the money you deposit into
the account is yours.
Open Account!
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$16,000 in Scholarships
The Foundation Scholarship Council (FSC) is awarding $16,000 in scholarships to credit union members continuing their education in in fall 2020/spring 2021. Deadline is November 30, 2020.
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To ensure the health and safety of our members and employees masks are required at all TopLine branch locations.
What our members say:
Tim P.
Member Owner since 1998
I stopped at the Plymouth branch to deposit a check. Troy, the branch manager, informed me that he could help save me money on my mortgage. I called him the following Monday and he told me that TopLine could reduce my existing mortgage from a 30yr to a 15yr and save me over $50K* in interest, and my payment would only increase by $34.00! It has been so easy to work with the mortgage team, Tammy helped me obtain all the paperwork I needed for the loan and Taylor has been able to quickly answer all my questions. TopLine is putting me in a better position and saving me thousands of dollars and all because I stopped to deposit a check through the Plymouth branch drive-thru. I feel thrilled and fortunate to be a TopLine member as I know they are looking out for me and my financial future. They are the BEST!
*May vary by consumer
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What our members say:
Bill A. and Collins M.
Member Owner since 2005
We recently financed the purchase of two properties for our local small business, Uplifted Care Services LLC (home health care agency) at TopLine. As small business owners we have specialized and unique needs and Duane, TopLine’s Member Business Loan Officer, was extremely knowledgeable and thorough through the entire process. TopLine also assisted us with the Paycheck Protection Program loan. We are extremely grateful for their expertise and for assisting with all our financial needs
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What our members say:
Karina H.
Member Owners since 2019
I am so thankful and grateful for TopLine's help! All the waiting paid off and I got the vehicle I've been dreaming about for years. Thank you with all my heart!
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What our members say:
Madalynn S.
Member Owner since 2017
I’m a former TopLine Credit Union Foundation scholarship recipient. I graduated from MSU-Moorhead last spring with a degree in History and a few weeks after commencement, I accepted a full-time position! I just wanted to extend my gratitude for the scholarship I received from TopLine!
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Financial Wellness Tips:
Mary D.
“Contribute to a Retirement Plan. Often with Employer Sponsored 401(k) plans, your employer will have matching contributions. If your employer does not offer a retirement plan, consider opening your own IRA through a financial advisor. ”
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Financial Wellness Tips:
Troy C
“When setting up direct deposit, have at least 10% go into your savings account with each paycheck. A percentage ensures that the amount you’re saving each month is consistent with your wage/salary. It’s good to have your savings amount consistent with any increases in income!”
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Financial Wellness Tips:
Kaycee K.
“Know your spending habits! Track your spending and create a budget. Pay attention to emotional spending and put the necessities first.”
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Financial Wellness Tips:
Kari K.
“Double check your loan interest rates, refinancing isn’t just for mortgages. TopLine can refinance your vehicle FOR FREE.”
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Financial Wellness Tips:
Phil D.
“At TopLine Insurance Agency, we shop so you don’t have to! We work with MANY different carriers to get you the best possible rate.”
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Dedicated to building life-long relationships to help you reach and manage your personal financial goals.
— TopLine Federal Credit Union Mission —
Membership has its advantages
What does “member-owned” mean? It means that when you join TopLine Federal Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.
If that doesn’t sound like a bank to you, that’s because it’s not. It’s a family. And we’re waiting for you to join us.
Join Today
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
