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Cash Back Bonus
Use your TopLine Platinum or Platinum Rewards Visa now through December 31, 2020 and receive 5% Cash Back* on Amazon and 2%* at Discount Stores and Wholesale Clubs!
*Learn More
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Holiday Gift Drive
TopLine is hosting our 22nd annual Holiday Gift Drive for youth/young adults ages 1-24. Donations can be purchased from TopLine’s Amazon Wishlist, Target Registry or dropped off at any TopLine branch location through December 19, 2020!
Amazon Wishlist Target Registry
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No Closing Costs!
Staycation plans? TopLine’s got you covered! Right now you can get a home equity line at an amazing 2.99% APR* and pay no closing costs†. Hurry, offer ends November 30, 2020!
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Best of Business
TopLine is named 2020 Best Credit Union in Minnesota for 4 YEARS in a row and TopLine Mortgage Services has been recognized as a finalist! Thanks for making us the Best Credit Union in Minnesota, again!
Learn More Watch Video
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Masks are Required
To ensure the health and safety of our members and employees
masks are required and please practice social distancing at all
TopLine branch locations.
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You Could Win $1,000!
Use your TopLine Platinum Rewards VISA for a chance to win $1,000*! Simply use your TopLine Platinum Rewards credit card on everyday purchases a minimum of four times per week to be entered. There’s nothing else you need to do!
Learn More *Sweepstakes Rules
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$16,000 in Scholarships
The Foundation Scholarship Council (FSC) is awarding $16,000 in scholarships to credit union members continuing their education in in fall 2020/spring 2021. Deadline is November 30, 2020.
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What our members say:
Derek L.
Member Owner since 2012
I just wanted to say thank you for the great job that Clayton and Carli did on my recent home mortgage refinance. I was shocked at how fast Clayton was able to get the loan done. During the processing time I worked with Carli for all of the loan documentation needs. Carli’s experience and professionalism immediately stood out to me. She was able to streamline everything and make the entire process very easy. With the low rates, I also knew I wasn’t the only application on their desk and yet they made me feel like I was very important to them. This loan was particularly special to me because the 130 year family farm came up for sale and it had always been a dream of mine to buy it. Clayton was able to secure the loan that allows me to accomplish my dream and yet it still fits my budget. I couldn’t be more grateful for this opportunity.
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What our members say:
Matt & Krisha F.
Member Owner since 2002
Now that we are all moved in and extremely happy with our new home, I just wanted to drop a quick note of thanks for all of your help on the mortgage, and also with the refinance on our old house this spring! Living in the same house for 20 years, we didn’t know what to expect and had heard horror stories from people about last minute issues, financing falling through, etc. Both of our closings with TopLine could not have gone smoother, you were great to work with and very helpful. We could not be happier to be long time TopLine members, and it’s folks like you that make that the case. Thanks very much!
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What our members say:
Sybil S.
Member Owners since 1988
TopLine was a true lifesaver for me. It might have been 40+ years ago, but I remember the occasion well. I was a single mom who desperately needed a car. I had been refused a car loan by a few banks, or required to pay an extremely high interest rate. I was a new member of TopLine, but I went to them anyway. The loan officer heard me out and, in the end, I was given the loan. The relief of knowing I would have a reliable car to go back and forth to work and to transport my children to their various activities brought tears to my eyes. Although many years ago, I can recall that time vividly today. TopLine believed in me. I believed in them. I still do. They are a superb organization and I highly recommend them whenever I can. Thank you, TopLine, for being there for me when I so desperately needed someone in my corner.
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What our members say:
Bill A. and Collins M.
Member Owner since 2005
We recently financed the purchase of two properties for our local small business, Uplifted Care Services LLC (home health care agency) at TopLine. As small business owners we have specialized and unique needs and Duane, TopLine’s Member Business Loan Officer, was extremely knowledgeable and thorough through the entire process. TopLine also assisted us with the Paycheck Protection Program loan. We are extremely grateful for their expertise and for assisting with all our financial needs
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What our members say:
Madalynn S.
Member Owner since 2017
I’m a former TopLine Credit Union Foundation scholarship recipient. I graduated from MSU-Moorhead last spring with a degree in History and a few weeks after commencement, I accepted a full-time position! I just wanted to extend my gratitude for the scholarship I received from TopLine!
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Financial Wellness Tips:
Mary D.
“Contribute to a Retirement Plan. Often with Employer Sponsored 401(k) plans, your employer will have matching contributions. If your employer does not offer a retirement plan, consider opening your own IRA through a financial advisor. ”
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Financial Wellness Tips:
Troy C
“When setting up direct deposit, have at least 10% go into your savings account with each paycheck. A percentage ensures that the amount you’re saving each month is consistent with your wage/salary. It’s good to have your savings amount consistent with any increases in income!”
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Financial Wellness Tips:
Kaycee K.
“Know your spending habits! Track your spending and create a budget. Pay attention to emotional spending and put the necessities first.”
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Financial Wellness Tips:
Kari K.
“Double check your loan interest rates, refinancing isn’t just for mortgages. TopLine can refinance your vehicle FOR FREE.”
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Financial Wellness Tips:
Phil D.
“At TopLine Insurance Agency, we shop so you don’t have to! We work with MANY different carriers to get you the best possible rate.”
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Dedicated to building life-long relationships to help you reach and manage your personal financial goals.
— TopLine Federal Credit Union Mission —
Membership has its advantages
What does “member-owned” mean? It means that when you join TopLine Federal Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.
If that doesn’t sound like a bank to you, that’s because it’s not. It’s a family. And we’re waiting for you to join us.
Join Today
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
