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25th Annual Holiday Gift Drive
TopLine is hosting our 25th annual Holiday Gift Drive to collect gifts for our neighbors in need this holiday season. It's super easy to donate! Shop our Amazon Wishlist or Target Registry or drop unwrapped donations off at any TopLine location through December 16, 2023.
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Rudolph's Red Hot Certificate Rates! Earn 5.30% APY* on a 12-Month Certificate
Rudolph is bringing some RED HOT rates to TopLine this holiday season! Earn 5.30% APY* on a 12-Month Certificate (New money only, $1,000 minimum balance to open).
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Enjoy Cash Back* this Holiday Season!
It’s so easy! Just use your TopLine Rewards VISA between November 1 and January 31, 2024 for your holiday shopping and other purchases, and treat yourself to some extra cash back!*
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TopLine Named Finalist in Two "Best of Business" Awards!
TopLine has been named Twin Cities Business 2023 Best of Business Reader’s Choice Poll finalist in two categories: Credit Union and Mortgage Lender! Thank you for making TopLine one of the best in Minnesota!
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TopLine Recognized as a 2023 Top Workplace!
We’re proud to announce that we’ve been named a 2023 Star Tribune Top Workplace! A big thank you to all our employees who helped make this happen!
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Welcome to Topline Financial Credit Union

What our members say:
Egan M.
Member Owner since 2023
Thank you TopLine for backing me during my recent car purchase. The process was seamless and my loan officer, Kari, was an amazing advocate. I plan to be a lifetime customer and member.
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What our members say:
Matt H.
Member Owner since 2018
Overall my experience was wonderful. The main thing I was hoping for during this endeavor was customer service and competitive pricing. I did a lot of shopping for the best interest rates and couldn't beat TopLine.
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What our members say:
Tyrone D.
Member Owner since 1998

What our members say:
Jenna and Josh F.
Member Owner since 2022
When we got a call that the car we had originally been quoted to arrive in 6-8 months showed up at the dealership after only 2 months we needed to fast track the auto loan. Kari and the team at TopLine made our loan experience extremely easy, and helped walk us through a lot of the process! They really came through for us, and treated us like family!
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What our members say:
Zipora M. and Thomas O.
Member Owner since 2014
Kari in Maple Grove has helped us finance our last 3 vehicles. We will be TopLine members forever.
Resources & Tools

Financial Wellness Tips:
Kari K.

Financial Wellness Tips:
Troy C
“When setting up direct deposit, have at least 10% go into your savings account with each paycheck. A percentage ensures that the amount you’re saving each month is consistent with your wage/salary. It’s good to have your savings amount consistent with any increases in income!”
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Financial Wellness Tips:
Valerie R.
“What's your current interest rate? You could refinance and save money on your monthly payment. TopLine offers low interest rates on auto loans, with no refinance fees on your existing auto. With the extra saving you could start a Wincentive savings account!"
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Financial Wellness Tips:
Shannon M.
“Credit scores have become such a focus in our culture, and they are a good indicator of credit health. However, they do not indicate your overall financial health. The thing to remember is this: if you do what is smart for your long term financial health, your credit score will follow.”
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Financial Wellness Tips:
Phil D.
“At TopLine Insurance Agency, we shop so you don’t have to! We work with MANY different carriers to get you the best possible rate.”
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Dedicated to building life-long relationships to help you reach and manage your personal financial goals.
— TopLine Financial Credit Union Mission —
Membership has its advantages
What does “member-owned” mean? It means that when you join TopLine Financial Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.
If that doesn’t sound like a bank to you, it's because we're not. We are a family. And we’re waiting for you to join us.
Join TodayAll TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
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