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Winter Gear Drive
TopLine is hosting a winter gear drive to help those in need in our community. It's super easy to donate! Click the links below to shop our Amazon Wishlist or Target Registry.
Donations can also be dropped off at any TopLine location through January 31, 2022.
Amazon Wishlist Target Registry
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Earn Cash Back!
Just use your TopLine Credit Card between November 15 and January 31, 2022 for your holiday shopping and other purchases, and earn up to 5% Cash Back bonus* on Amazon and 2%* at Discount Stores, Wholesale Clubs and Grocery Stores – like Target, Walmart, Costco and Sam’s Club.
*Learn More
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Dream BIG with an Interest-Only HELOC!
TopLine is here to help with our NEW Interest-Only Home Equity Line of Credit (HELOC) , which allows you the flexibility to tap into the equity of your home for any reason, at any time! Plus, your monthly payment is super low!
Learn More
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Best of Business
TopLine has been named a Twin Cities Business 2021 Best of Business Reader's Choice Poll finalist in the Credit Union, Mortgage Lender and Small Business Lender categories!
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Make your dream home a reality!
Buy or refinance your home with TopLine with our low mortgage rates. Find out if you can put more money back in your pocket with a lower rate and payment.
Learn More
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Cryptocurrency Scams
Before you use or invest in cryptocurrency, know how to detect cryptocurrency scams. TopLine is committed to arming you with the tools and information you need to protect yourself against financial scams. Visit our Financial Scams page to learn more.
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Digital Wallets
TopLine is excited to announce the launch of our new Digital Wallet capabilities for both our credit cards and debit cards. Digital wallets contain digital versions of your card that are stored in wallet apps on your mobile device (smartphone, smartwatch, tablet).
Learn More
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ATMs Accept Deposits!
TopLine's ATMs now accept check and cash deposits at the following locations:
Brooklyn Park, Como Park, Maple Grove and Plymouth. Swing by to check them out!
*Locate A Fee-Free ATM
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Improve your card game…
TopLine can improve your hand (and your wallet) with our new credit card options! Play your cards right with cash back rewards*, contactless/tap to pay, digital wallet, lower APR*, better protection, no hidden fees* and so much more!
*Learn More
Welcome to Topline Federal Credit Union
What our members say:
Justin J. & Buddy
Member Owner since 2014
I typically dont share vehicle purchases anymore, BUT! This one is more for Kari Kramer! I text her a night before and put her on stand-by. I might need her to loan officer for me in the morning. The next day I get a pre-approval text, giving me the go ahead. I was able to make a deal happen. Kari had all the finances ready to rock and roll even though TopLine had closed. All I had to do was sign, then drive! Thank you so much Kari!
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Submit Your Story
What our members say:
Linette B.
Member Owner since 2013
In the past week I've changed all my banking to TopLine due to the bank I was with 20 years changed hands and with that change things weren't going well in several areas. I just want to say that being pushed you might say into changing I couldn't be happier with TopLine all the way. Troy spells it all so clearly. Being with an institution that wants the best for its customers is refreshing in these days where service is no longer #1. I look forward to years of being with TopLine. Thank you Troy for all your help and jokes along the way, it feels like a good friendship.
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What our members say:
Zipora M. & Thomas O.
Member Owner since 2014
Kari in Maple Grove has helped us finance our last 3 vehicles. We’ve been TopLine members for 7 years and will be members forever.
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What our members say:
Jerry J.
Member Owner since 2003
I love visiting my friends at TopLine. Tiffany in Maple Grove has helped me so much over the years, especially with financing my dream car - a 1960 Ford Thunderbird! The familiar faces and personal service they give me will keep me coming back for life.
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What our members say:
Matt & Krisha F.
Member Owner since 2002
Now that we are all moved in and extremely happy with our new home, I just wanted to drop a quick note of thanks for all of your help on the mortgage, and also with the refinance on our old house this spring! Living in the same house for 20 years, we didn’t know what to expect and had heard horror stories from people about last minute issues, financing falling through, etc. Both of our closings with TopLine could not have gone smoother, you were great to work with and very helpful. We could not be happier to be long time TopLine members, and it’s folks like you that make that the case. Thanks very much!
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Financial Wellness Tips:
Kaycee K.
“Know your spending habits! Track your spending and create a budget. Pay attention to emotional spending and put the necessities first.”
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Financial Wellness Tips:
Troy C
“When setting up direct deposit, have at least 10% go into your savings account with each paycheck. A percentage ensures that the amount you’re saving each month is consistent with your wage/salary. It’s good to have your savings amount consistent with any increases in income!”
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Financial Wellness Tips:
Kari K.
“Double check your loan interest rates, refinancing isn’t just for mortgages. TopLine can refinance your vehicle FOR FREE.”
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Financial Wellness Tips:
Mary D.
“Contribute to a Retirement Plan. Often with Employer Sponsored 401(k) plans, your employer will have matching contributions. If your employer does not offer a retirement plan, consider opening your own IRA through a financial advisor. ”
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Financial Wellness Tips:
Phil D.
“At TopLine Insurance Agency, we shop so you don’t have to! We work with MANY different carriers to get you the best possible rate.”
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Dedicated to building life-long relationships to help you reach and manage your personal financial goals.
— TopLine Federal Credit Union Mission —
Membership has its advantages
What does “member-owned” mean? It means that when you join TopLine Federal Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.
If that doesn’t sound like a bank to you, that’s because it’s not. It’s a family. And we’re waiting for you to join us.
Join Today
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
