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All Branch Lobbies Are Open
All branch lobbies are open for normal business hours. Monday – Thursday 9:00am to 5:00pm, Friday 9:00am to 6:00pm and Saturday 9:00am to 1:00pm.
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$12k in Scholarships
TopLine Credit Union Foundation is awarding $12,000 in scholarships
to credit union members continuing their education in fall 2020.
Deadline is August 31, 2020.
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Earn Cash Back!
Use your TopLine Platinum or Platinum Rewards Visa between July 1 and August 31, 2020 for your gas and restaurant purchases and earn 1% Cash Back bonus!*
*Learn More!
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Student Loans
How are you planning on paying for college? TopLine offers a funding solution to help students and their families afford the costs of higher education through our private student loan program.
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We Care!
Our dedicated team stands ready to help with all of your financial needs, especially during these trying times. We are ready to assist you in our drive thru’s, over the phone and remotely. For updates on how we are handling COVID, visit our blog.
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Home Equities
Tackling home improvement projects this summer? Right now you can get a home equity line at an amazing 2.99% APR* – and pay no closing costs†!
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Save Money. Win Money!
TopLine's WINcentive Savings account makes saving FUN!
You'll feel rewarded by watching your savings grow, and experience
the excitement of prize drawings! All of the money you deposit into
the account is yours.
Open Account!
What our members say:
Tim P.
Member Owner since 1998
I stopped at the Plymouth branch to deposit a check. Troy, the branch manager, informed me that he could help save me money on my mortgage. I called him the following Monday and he told me that TopLine could reduce my existing mortgage from a 30yr to a 15yr and save me over $50K* in interest, and my payment would only increase by $34.00! It has been so easy to work with the mortgage team, Tammy helped me obtain all the paperwork I needed for the loan and Taylor has been able to quickly answer all my questions. TopLine is putting me in a better position and saving me thousands of dollars and all because I stopped to deposit a check through the Plymouth branch drive-thru. I feel thrilled and fortunate to be a TopLine member as I know they are looking out for me and my financial future. They are the BEST!
*May vary by consumer
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What our members say:
Bill A. and Collins M.
Member Owner since 2005
We recently financed the purchase of two properties for our local small business, Uplifted Care Services LLC (home health care agency) at TopLine. As small business owners we have specialized and unique needs and Duane, TopLine’s Member Business Loan Officer, was extremely knowledgeable and thorough through the entire process. TopLine also assisted us with the Paycheck Protection Program loan. We are extremely grateful for their expertise and for assisting with all our financial needs
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What our members say:
Karina H.
Member Owners since 2019
I am so thankful and grateful for TopLine's help! All the waiting paid off and I got the vehicle I've been dreaming about for years. Thank you with all my heart!
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What our members say:
Madalynn S.
Member Owner since 2017
I’m a former TopLine Credit Union Foundation scholarship recipient. I graduated from MSU-Moorhead last spring with a degree in History and a few weeks after commencement, I accepted a full-time position! I just wanted to extend my gratitude for the scholarship I received from TopLine!
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Experienced banking that has your back
For nearly a century, TopLine Federal Credit Union has been providing safe, local, member-owned financial services to our fellow Minnesotans. From home mortgages and IRAs to car loans and personal checking, we deliver the financial experience and security you need to make life’s big decisions a little easier.
About TopLine
Dedicated to building life-long relationships to help you reach and manage your personal financial goals.
— TopLine Federal Credit Union Mission —
Membership has its advantages
What does “member-owned” mean? It means that when you join TopLine Federal Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.
If that doesn’t sound like a bank to you, that’s because it’s not. It’s a family. And we’re waiting for you to join us.
Join Today
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
