What is umbrella insurance?
An umbrella policy is just what it sounds like—extra coverage when life gets stormy. It offers liability insurance above and beyond your standard property and casualty policies-so should you ever face excessive legal damages, you and your assets will be protected.
Do I need umbrella insurance?
If you own or rent property, you should strongly consider umbrella insurance. Personal injury verdicts often award large sums in damages. Umbrella coverage requires an auto policy to be in force and extends liability coverage to other policies that secures the lifestyle you've worked so hard for. Should a tenant or a visitor have an accident on your property, umbrella coverage can help you avoid financial ruin. Likewise, if you operate auto or recreational vehicles, the risk of injury to yourself and others is increased. So having umbrella coverage on an automobile, a boat, snowmobile, motorcycle or RV makes good sense. We'll also shop policies from a number of reputable carriers to ensure you're offered the most competitive premiums available.
TopLine Insurance Agency, LLC is not in the business of financial planning, banking, or investment services, and does not provide financial or investment advice to customers or prospective customers. TopLine Insurance Agency, LLC, is a wholly owned subsidiary of TopLine Federal Credit Union. The representations contained herein are made on behalf of TopLine Insurance Agency, LLC; they are not made by or on behalf of TopLine Federal Credit Union. Business conducted with TopLine Insurance Agency, LLC, is separate and distinct from any business conducted with TopLine Federal Credit Union. The insurance offered is not a deposit and is not federally insured or guaranteed by TopLine Federal Credit Union. TopLine Insurance Agency, LLC is not affiliated with the NCUA or the federal government. The insurance offered is not an obligation of TopLine Federal Credit Union and may be subject to risk. Insurance products are not exclusive to TopLine Federal Credit Union members. Any insurance required as a condition of an extension of credit by TopLine Federal Credit Union need not be purchased from TopLine Insurance Agency, LLC and may be purchased from an agent or insurance company of your choice. License No. 40303567.