Business Rates

Business Savings Accounts*
ACCOUNT TYPE: BALANCE APY** DIVIDEND RATE
Business Share Savings $500 - $2,499 0.06% 0.06%
$2,500 - $9,999 0.11% 0.11%
$10,000 - $49,999 0.11% 0.11%
$50,000 or more 0.16% 0.16%
Business Savings Plus $99 - 4,999 0.06% 0.06%
$5,000 - $9,999 0.11% 0.11%
$10,000 - $49,999 0.11% 0.11%
$50,000 or more 0.16% 0.16%

*Rates are subject to change after account has been opened. Balances that fall below minimum will not earn dividends and may incur a monthly fee, which may reduce account earnings.Dividends are calculated daily and paid monthly.
**APY means Annual Percentage Yield. Fees could reduce earnings. APY is accurate as of 12/01/18 the last dividend declaration date.

 

Business Checking Accounts*
ACCOUNT TYPE: BALANCE APY** DIVIDEND RATE
TopLine Business Checking $1,500 - $4,999 0.06% 0.06%
$5,000 - $9,999 0.06% 0.06%
$10,000 - $19,999 0.06% 0.06%
$20,000 or More 0.11% 0.11%

*Rates are subject to change after account has been opened. Balances that fall below the minimum will incur a fee, which may reduce the earnings on these accounts. **APY means Annual Percentage Yield. Dividends are calculated daily and paid monthly. Fees could reduce earnings. APY is accurate as of 12/01/18 the last dividend declaration date.

 

Business Money Market Accounts*
ACCOUNT TYPE: BALANCE APY** DIVIDEND RATE
Basic Business Money Market $1,000 - $9,999 0.20% 0.20%
$10,000 - $19,999 0.25% 0.25%
$20,000 - $49,999 0.30% 0.30%
$50,000 or More 0.36% 0.36%
Premium Business Money Market $25,000 - $74,999 0.71% 0.71%
$75,000 or More 1.10% 1.09%

* Rates are subject to change after account has been opened. Balances that fall below the minimum will not earn dividends and may incur a monthly fee, which will reduce account earnings. Dividends are calculated daily and paid monthly.
**APY means Annual Percentage Yield. Fees could reduce earnings. APY is accurate as of 12/01/18 the last dividend declaration date. † Free checks are available upon request. Up to three checks may be written per month. This counts toward the limit of six electronic savings transactions per month.

 

Regular Business Share Certificate, $1,000 minimum balance to open
Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
  APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
12 Months 1.03% 1.03% 1.06% 1.06% 1.09% 1.09%
18 Months 1.26% 1.25% 1.29% 1.28% 1.32% 1.31%
24 Months 1.48% 1.47% 1.51% 1.50% 1.55% 1.54%
36 Months 1.78% 1.77% 1.81% 1.80% 1.84% 1.83%
48 Months 2.07% 2.05% 2.11% 2.09% 2.16% 2.14%
60 Months 2.46% 1.20% 2.51% 2.49% 2.56% 2.54%
Regular Business Share Certificate, $1,000 minimum balance to open
Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
  APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
3 Months 0.68% 0.68% 0.68% 0.68% 0.71% 0.71%
6 Months 0.78% 0.78% 0.78% 0.78% 0.81% 0.81%
Dividends At Maturity Business Certificate, $1,000 minimum balance to open(1)
  Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
  APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
11 Months 0.68% 0.68% 0.70% 0.70% 0.73% 0.73%
Progressive “Step-Up” Business Certificate, $1,000 minimum balance to open(2)
Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
  APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
25 Months 1.14% 1.14% 1.17% 1.17% 1.20% 1.20%
Penalty-Free Business Certificate, $1,000 minimum balance to open(3)
Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
  APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
15 Month Term 0.67% 0.67% 0.70% 0.70% 0.73% 0.73%

*Unless otherwise disclosed, dividends are calculated daily and paid quarterly. A penalty may be imposed for early withdrawal, which may reduce account earnings. Rates effective as of 12/01/18. Rates are subject to change after account has been opened. At maturity, certificates will automatically renew for same term at the current market rate if not withdrawn, except where disclosed differently. Additional 1/4% will be added for direct deposit into a TopLine checking account on certificate terms of 36 months or longer.
**APY means Annual Percentage Yield.
(1) Dividends are paid at maturity. Certificate will automatically renew at maturity into a 6-month regular certificate at the current market rate if not withdrawn.
(2) A one-time rate adjustment to the current day's published rate for the 24-month $10,000 tier at any one time during the initial term is allowed. Certificates automatically renew at maturity into a 24-month certificate at the current published rate if not withdrawn.
(3) Monies can be withdrawn at any one time without penalty as long as the minimum required to earn interest is maintained. Certificates automatically renew at maturity into a 12-month certificate at the current published rate if not withdrawn.