TopLine Home Equity Financing

You've put a lot into your home. Now get more out of it.

A home equity line of credit or loan from TopLine Federal Credit Union may be the perfect way to pay for those wish list items you've been dreaming about. Whether you use the money for home improvements, a new car, school tuition or travel, you'll enjoy exclusive TopLine benefits-including competitive rates, low (or no) fees, free online account access, flexible repayment options and more.

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Home Equity Line of Credit Interest-Only

TopLine's Home Equity Line of Credit Interest-Only allows you the flexibility to tap into the equity of your home for any reason  home improvements, tuition, debt consolidation, emergencies and more!

Features Include:
  • Interest-Only
  • Minimum Loan Amount: $10,000
  • Term: 30 years with a 10-year draw period
  • Rate: Variable based on credit history.
  • Payments: Interest only based on outstanding balance or $50.00, whichever is greater.
  • Repayment Period: 20-year fully amortized principal and interest payment based on the balance at the end of the draw period.​​​​​​
    Apply Online

 

Home Equity Loans

Know exactly how much you need? With a TopLine Home Equity Loan, you can borrow that amount in one lump sum with competitive loan rates and a variety of repayment options that fit your needs.

Features Include:
  • Fixed APR Payments
  • Minimum Loan Amount: $10,000
  • Terms: 5 to 15 years
  • Rate: Fixed based on credit history.
  • Payments: Fixed based on rate, term, and loan amount.
  • Repayment Period: 0-60 months, 61-120 months or 121-180 months.
    Apply Online

TopLine Offers Home Insurance

Interested in seeing if you could save money on your home insurance?

See Insurance Options

*Annual Percentage Rate (APR) starts at 3.25% to 8.24% based on your creditworthiness.  APR is variable and will adjust with the market based on the Wall Street Journal Prime Rate.  Rates, terms and conditions subject to change.  Some restrictions may apply.  Loan subject to approval and is based on creditworthiness.  Closing costs may include title search, application fees, mortgage registration tax, recording fees.  Property appraisal may be required. Borrower is responsible for paying the appraisal fee when it is conducted.  Interest may be tax deductible. Members should consult with a tax advisor.  Must be eligible for membership at TopLine.
Membership is required to obtain a home equity product.