TopLine Home Equity Financing
You've put a lot into your home. Now get more out of it.
A home equity line of credit or loan from TopLine Federal Credit Union may be the perfect way to pay for those wish list items you've been dreaming about. Whether you use the money for home improvements, a new car, school tuition or travel, you'll enjoy exclusive TopLine benefits-including competitive rates, low (or no) fees, free online account access, flexible repayment options and more.
Home Equity Line of Credit Interest-Only
TopLine's Home Equity Interest-Only Line of Credit allows you the flexibility to tap into the equity of your home for any reason — home improvements, tuition, debt consolidation, emergencies and more!
- 30-year term with 10-year draw period and 20-year repayment period.
- During the 10-year draw period, the rate is adjustable with minimum payments of interest only based on the outstanding balance or $50.00, whichever is greater.
20-year repayment period: fully amortized principal and interest payment based on the balance at end of draw period.
Home Equity Loans
Know exactly how much you need? With a TopLine Home Equity Loan, you can borrow that amount in one lump sum with competitive loan rates and a variety of repayment options that fit your needs.
- Fixed APR
- Minimum Loan Amount: $10,000
- Flexable Terms Available: 5 to 15 years