TopLine Home Equity Financing

You've put a lot into your home. Now get more out of it.

A home equity line of credit or loan from TopLine Federal Credit Union may be the perfect way to pay for those wish list items you've been dreaming about. Whether you use the money for home improvements, a new car, school tuition or travel, you'll enjoy exclusive TopLine benefits-including competitive rates, low (or no) fees, free online account access, flexible repayment options and more.

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You make the plans. We’ll take care of the low rate!

Whether you’re planning a staycation or diving into your home repair or renovation to-do list, TopLine’s
got you covered! Right now you could get a home equity line at an amazing 2.99% APR* – and pay no closing costs†! 

Home Equity Lines of Credit

Appreciate flexibility? TopLine's Home Equity Line of Credit (HELOC) allows you to establish your credit line for the maximum amount available, then access the funds whenever you need them. Repay the amount in manageable monthly installments to replenish your available credit.

Choose the Home Equity Line that fits your needs:
  • Variable Rate—minimum loan of $10,000 with a 15-year term.
  • Fixed Rate—minimum loan of $10,000 with a 7-year term.

Apply Online

Home Equity Loans

Know exactly how much you need? With a TopLine Home Equity Loan, you can borrow that amount in one lump sum with competitive loan rates and a variety of repayment options that fit your needs.

Choose the Home Equity Loan that's right for you:
  • Installment Loan—fixed APR with flexible terms up to 15 years.

Apply Online

TopLine Offers Home Insurance

Interested in seeing if you could save money on your home insurance?

See Insurance Options



*Home Equity Line of Credit. APR means Annual Percentage Rate. 2.99% APR introductory rate will be fixed for 12 months; thereafter rate will revert to the current U.S. Prime rate plus margin, subject to as low as 3.75% APR floor and 17.99% APR maximum. This offer applies to new loans or increases of at least $10,000 only. Variable rates are subject to change monthly based on U.S. Prime (as published in The Wall Street Journal) indexed as low as plus 0% for loans with a combined loan to value of 80% or less. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. Some restrictions apply. Payment will be 1% of outstanding balance as of last day of the month and balloon lump sum payment may result at maturity. Additional terms may be available — call for details.

† Closing costs waived for both home equity line and home equity loan. Does not include appraisal fee, if applicable.