Checking Rates
Checking Accounts*
| ACCOUNT TYPE | BALANCE | APY** | DIVIDEND RATE |
|---|---|---|---|
| Sterling Checking | $100 or more | 0.05% | 0.05% |
| TopLine Checking | $500 - $9,999 | 0.05% | 0.05% |
| $10,000 - $19,999 | 0.05% | 0.05% | |
| $20,000 or more | 0.05% | 0.05% |
*Rates are subject to change at any time. Balances that fall below the minimum will incur a fee, which may reduce the earnings on these accounts. **APY means Annual Percentage Yield. Dividends are calculated daily and paid monthly. Fees could reduce earnings. Rates effective as of 11/01/25. Rates may change after account is opened. APY is accurate as of 10/01/25 the last dividend declaration date.
TopLine does business in accordance to the Federal Fair Lending Laws and Equal Credit Opportunity Acts.