Certificates Rates

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Certificate Specials, $1,000 minimum balance to open*
Term $1,000+ Balance
  APY** DIVIDEND RATE
12 Months
New Money Only
4.15% 4.07%

 

Share Certificate, $1,000 minimum balance to open*
Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
  APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
3 Months 1.07% 1.06% 1.10% 1.09% 1.13% 1.12%
6 Months6 Months6 Months 1.22% 1.21% 1.25% 1.24% 1.28% 1.27%

 

Share Certificate Step-Up, $1,000 minimum balance to open*
Term† $1,000+ Balance 
  APY** DIVIDEND RATE
25 Months 4.00% 3.92%

† At maturity certificate(s) will automatically renew for 24-month share certificate term at current market rate if not withdrawn.

Share Certificate & IRA/Roth Share Certificate, $1,000 minimum balance*
Term $1,000 - $9,999 Balance $10,000 - $24,999 Balance $25,000+ Balance
Term APY** DIVIDEND RATE APY** DIVIDEND RATE APY** DIVIDEND RATE
12 Months 1.72% 1.71% 1.75% 1.73% 1.78% 1.76%
18 Months 1.85% 1.83% 1.88% 1.86% 1.91% 1.89%
24 Months 1.97% 1.95% 2.00% 1.99% 2.04% 2.02%
36 Months 2.47% 2.44% 2.50% 2.47% 2.53% 2.50%
48 Months 2.76% 2.72% 2.80% 2.76% 2.85% 2.81%
60 Months 2.90% 2.86% 2.95% 2.91% 3.00% 2.96%

 

*Unless otherwise disclosed, dividends are calculated daily and paid quarterly. A penalty may be imposed for early withdrawal, which may reduce account earnings. Rates effective as of 01/01/23. Rates are subject to change after account has been opened. At maturity certificates will automatically renew for same term at the current market rate if not withdrawn, except where disclosed differently. Additional 1/4% will be added for direct deposit into a TopLine checking account on certificate terms of 36 months or longer. 
**APY means Annual Percentage Yield.