Certificates Rates
Certificate Specials, $1,000 minimum balance to open*
| Term | $1,000+ Balance | |
|---|---|---|
| APY** | DIVIDEND RATE | |
|
12 Month New Money Only |
4.85% | 4.764% |
|
24 Month New Money Only |
4.05% | 3.99% |
Share Certificate, $1,000 minimum balance to open*
| Term | $1,000 - $9,999 Balance | $10,000 - $24,999 Balance | $25,000+ Balance | |||
|---|---|---|---|---|---|---|
| APY** | DIVIDEND RATE | APY** | DIVIDEND RATE | APY** | DIVIDEND RATE | |
| 3 Months | 1.07% | 1.06% | 1.10% | 1.09% | 1.13% | 1.12% |
| 6 Months | 1.22% | 1.21% | 1.25% | 1.24% | 1.28% | 1.27% |
Share Certificate & IRA/Roth Share Certificate, $1,000 minimum balance*
| Term | $1,000 - $9,999 Balance | $10,000 - $24,999 Balance | $25,000+ Balance | |||
|---|---|---|---|---|---|---|
| Term | APY** | DIVIDEND RATE | APY** | DIVIDEND RATE | APY** | DIVIDEND RATE |
| 12 Months | 1.72% | 1.71% | 1.75% | 1.73% | 1.78% | 1.76% |
| 18 Months | 1.85% | 1.83% | 1.88% | 1.86% | 1.91% | 1.89% |
| 24 Months | 1.97% | 1.95% | 2.00% | 1.99% | 2.04% | 2.02% |
| 36 Months | 2.47% | 2.44% | 2.50% | 2.47% | 2.53% | 2.50% |
| 48 Months | 2.76% | 2.72% | 2.80% | 2.76% | 2.85% | 2.81% |
| 60 Months | 2.90% | 2.86% | 2.95% | 2.91% | 3.00% | 2.96% |
*Unless otherwise disclosed, dividends are calculated daily and paid quarterly. A penalty may be imposed for early withdrawal, which may reduce account earnings. Rates effective as of 04/01/24. Rates are subject to change after account has been opened. At maturity certificates will automatically renew for same term at the current market rate if not withdrawn, except where disclosed differently. Additional 1/4% will be added for direct deposit into a TopLine checking account on certificate terms of 36 months or longer.
**APY means Annual Percentage Yield.