Savings Rates
Money Market Savings Accounts*
| ACCOUNT TYPE | BALANCE | APY** | DIVIDEND RATE |
|---|---|---|---|
|
Investors Account |
$1,000 - $9,999 | 0.20% | 0.20% |
| $10,000 - $24,999 | 0.25% | 0.25% | |
| $25,000 - $49,999 | 0.30% | 0.30% | |
| $50,000 - $99,999 | 0.36% | 0.36% | |
| $100,000 or more | 0.45% | 0.45% | |
|
Premium Account |
$10,000 - $24,999 | 0.30% | 0.30% |
| $25,000 - $49,999 | 0.35% | 0.35% | |
| $50,000 - $99,999 | 0.41% | 0.41% | |
| $100,000 or more | 0.65% | 0.65% | |
|
TopLine Account |
$25,000 - $49,999 | 0.50% | 0.50% |
| $50,000 - $99,999 | 0.71% | 0.71% | |
| $100,000 or more | 1.10% | 1.09% |
*Rates are subject to change after account has been opened. Balances that fall below the minimum will not earn dividends and may incur a monthly fee, which will reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings. APY is accurate as of 01/01/20 the last dividend declaration date.
† Free checks are available upon request. Up to three checks may be written per month. This counts toward the limit of six electronic savings transactions per month.
Regular, Roth & Coverdell IRA Money Market Savings, $30 minimum balance to open*
| BALANCE | APY** | DIVIDEND RATE |
|---|---|---|
| Less than $1,000 | 0.20% |
0.20% |
|
$1,000 - $9,999 |
0.25% |
0.25% |
|
$10,000 - $19,999 |
0.30% | 0.30% |
|
$20,000 - $49,999 |
0.36% | 0.36% |
|
$50,000 - $74,999 |
0.62% | 0.62% |
|
$75,000 or more |
1.10% | 1.09% |
*Rates are subject to change after account has been opened. Balances that fall below the minimum will not earn dividends and may incur a monthly fee, which will reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings. APY is accurate as of 01/01/20 the last dividend declaration date.
Share Savings Accounts*
| ACCOUNT TYPE: | BALANCE | APY** | DIVIDEND RATE |
|---|---|---|---|
| Basic Share Savings | $100 - $4,999 | 0.06% | 0.06% |
| $5,000 - $9,999 | 0.11% | 0.11% | |
| $10,000 - $49,999 | 0.11% | 0.11% | |
| $50,000 or more | 0.11% | 0.11% | |
| Savings Plus | $0 - $4,999 | 0.06% | 0.06% |
| $5,000 - $9,999 | 0.11% | 0.11% | |
| $10,000 - $49,999 | 0.11% | 0.11% | |
| $50,000 or more | 0.11% | 0.11% | |
| Young Savers | No minimum required | 0.16% | 0.16% |
| Savings Direct | $100 or more | 0.11% | 0.11% |
*Rates are subject to change after account has been opened. Balances that fall below the minimum required will not earn dividends and may incur a monthly fee, which may reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings. APY is accurate as of 01/01/20 the last dividend declaration date.
†$25 match offer on new Young Savers account only, one account per member. Annual Percentage Yield for Young Savers accounts is 0.16% for balances $0.01 or greater. Annual percentage yield on Savings Plus accounts is $0.00-4,999.99 = 0.06%, $5,000.00-9,999.99 = 0.06%, $10,000-49,999.99 = 0.06%, $50,000+ = $0.11%. Maximum match is $25 and will be reported as income on the accountholders 1099-MISC. statement. After 30 days match will be deposited. If account is closed within 90 days, match amount maybe forfeited.