TopLine Mortgage Services

Finding a home is hard work. Financing it shouldn't be.

Owning a home is part of the American dream. And it's the biggest financial commitment most of us will ever make. At TopLine Financial Credit Union, we're here to help you go into homeownership with your eyes wide open-and make the buying process as easy as possible. Check out today's mortgage rates, use our handy mortgage calculator to explore your options and contact us today!

Mortgage Rate Relief – 2% Interest Rate Reduction

Homeownership from TopLine Just Got More Affordable with Mortgage Rates Starting at 5.525% APR!† TopLine has partnered with the Federal Home Loan Bank of Des Moines* to offer a new Mortgage Rate Relief Program.

The Mortgage Rate Relief Program is available to home buyers or existing homeowners earning up to 80% of area median income (AMI), determined by the Federal Housing Finance Agency’s Underserved Areas Data. Mortgage Rate Relief may be used to purchase or refinance your primary residence and must be a 1-4 single-family unit property. 

  Apply Now    

Mortgage Advisors


Clayton Johnson

Mortgage Advisor


NMLS# 2006864

Check Rates / Apply
Jeremy Meyer, Mortgage Advisor

Jeremy Meyer

Mortgage Advisor


NMLS# 373401

Check Rates / Apply
Taylor Tollette, Mortgage Advisor

Taylor Tollette

Mortgage Advisor


NMLS# 1056058

Check Rates / Apply
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Full service. Fewer costs.

TopLine is a full-service Minnesota mortgage lender. We offer conventional mortgages, FHA, VA, second mortgages, jumbo loans, rural development loans or refinance options. We are also an approved Fannie Mae lender. So whether you are buying your first home, a new home or a second home-or would like to refinance your current one-we can help you save money, pay fewer closing costs and spend less on what you borrow.

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†APR means Annual Percentage Rate. Actual APR may vary based on credit profile and down payment. Loan subject to approval. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. Rates current as of 05/16/24 and are subject to change. For those that qualify. Pre-qualification allows TopLine to pull credit report.For complete details and current rate information,visit, email, call            763-391-0877 or stop by any TopLine location. TopLine does business in accordance with the Federal Fair Lending Laws and Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration. NMLS# 654913.
*The Federal Home Loan Bank of Des Moines is a member-owned cooperative that provides funding solutions and liquidity to nearly 1,300 financial institutions to support mortgage lending, economic development and affordable housing in their communities. Members include community and commercial banks, credit unions, insurance companies, thrifts and community development financial institutions. FHLB Des Moines is wholly owned by its members and receives no taxpayer funding. For additional information about FHLB Des Moines, please visit