TopLine Mortgage Services

Finding a home is hard work. Financing it shouldn't be.

Owning a home is part of the American dream. And it's the biggest financial commitment most of us will ever make. At TopLine Financial Credit Union, we're here to help you go into homeownership with your eyes wide open-and make the buying process as easy as possible. Check out today's mortgage rates, use our handy mortgage calculator to explore your options and contact us today!

It's Mortgage Madness at TopLine!

Let TopLine's Adjustable Rate Mortgage help you get home court advantage this season!

TopLine's new Adjustable Rate Mortgage (ARM) gives first time homebuyers maximum buying power with a low rate and payment! Score 4.75% APY* on a 5/1 ARM!** 

Mortgage Advisors


Clayton Johnson

Mortgage Advisor


NMLS# 2006864

Check Rates / Apply
Jeremy Meyer, Mortgage Advisor

Jeremy Meyer

Mortgage Advisor


NMLS# 373401

Check Rates / Apply
Taylor Tollette, Mortgage Advisor

Taylor Tollette

Mortgage Advisor


NMLS# 1056058

Check Rates / Apply
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Full service. Fewer costs.

TopLine is a full-service Minnesota mortgage lender. We offer conventional mortgages, FHA, VA, second mortgages, jumbo loans, rural development loans or refinance options. We are also an approved Fannie Mae lender. So whether you are buying your first home, a new home or a second home-or would like to refinance your current one-we can help you save money, pay fewer closing costs and spend less on what you borrow.

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*Annual Percentage Yield (APY). Annual Percentage Rate (APR) is based on your credit history and other factors. The APR of 5.369% is based on a 20% down payment, loan amount of $250,000 and credit score of 700+. If down payment is less than 20% Private Mortgage Insurance is required on the loan or if the credit score is less than 700 the stated APR will increase. For single unit owner occupied purchase. Rates and monthly payments subject to change. Loan subject to approval and is based on creditworthiness. Adjustable Rate Mortgage (ARM) is a standard fixed-rate mortgage, with a fixed rate for the first 5 years. Thereafter, the rate may adjust annually. Rates current as of 03/01/23 and are subject to change. Membership with a $5 Share Account required. For complete details and current rate information, visit, email, call 763-391-0877 or stop by any TopLine location. TopLine does business in accordance with the Federal Fair Lending Laws and Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration. NMLS# 654913.