TopLine Federal Credit Union
Small Business Loans

Better rates. Better service. A better way to bank.

The banking needs of small to mid-sized businesses in Minnesota are unique. At TopLine Federal Credit Union, we’ll help you make the best borrowing decisions for success at every stage of development. Whether you need funds for day-to-day operations or a new venture, TopLine offers a variety of flexible small business loan options— like conventional, SBA 504, SBA 7(a) financing and more.

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Small Business Lines of Credit

Pay for seasonal capital needs, cover cash flow shortfalls and more with a small business line of credit from TopLine. Renew your credit line annually when secured with assets, inventory or accounts receivables.

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Small Business Equipment and Term Loans

Let TopLine help your business stay competitive. We offer flexible small business loan options to finance equipment, fixtures, expansions, working capital, commercial vehicles and more.

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Paycheck Protection Program (PPP)

  • Offers small businesses under 500 employees loan amount calculated at 2.5 times payroll.
  • Loan can be used for payroll and overhead.
  • If compliant, funds can be forgiven by the U.S. government for maintaining a level of business activity and remaining compliant (applies to Profit and Not for Profit).

The Small Business Administration (SBA) is extending the Paycheck Protection Program (PPP) loan application period through August 8, 2020.  TopLine is currently accepting new applications and will submit to the SBA.
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Commercial Real Estate Loans

Whether starting up or expanding out, your business needs the space to succeed. TopLine will help you identify which small business loan best meets your real estate transaction needs—and work with you every step of the way.

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