Join TopLine Federal Credit Union Today

Becoming a member is easy

Ready to switch to a federal credit union and start receiving the safe, local, personalized service you deserve? We've made it easy. Simply follow our online application process or visit a TopLine Federal Credit Union near you. We'll help you set up or switch accounts, choose services and take advantage of our many member benefits.

Apply Online     Visit A Branch

Becoming a member is smart

When you join TopLine Federal Credit Union, you're not just signing up for banking services-you're taking back control of your financial future. Because we're a not-for-profit, member-owned institution, you'll enjoy benefits you won't find at a traditional bank, including:

  • Fewer fees, better loan rates and bigger returns
  • Trusted, local professionals who put people over profits
  • A full ownership share—and a voice in how your money is used

That’s just the beginning. Want to learn more?

CU vs Banks

Becoming a member is for life

Membership in TopLine Federal Credit Union is available to anyone who lives, works, worships, attends school or volunteers in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott or Washington Counties and their immediate family members*. But with new membership comes lifetime eligibility. That means that as long as your basic share account is maintained, membership in good standing, along with your full voting rights, can be continued FOR LIFE-no matter where you later live or work. At TopLine, once you're a member, you're always a member.

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*An immediate family member is defined as a grandparent, parent, spouse, sibling, child, grandchild or roommate. In the case of roommates, a single economic unit must be maintained (i.e., pay bills together, etc.).