Become a Member
Join TopLine Federal Credit Union Today
Becoming a member is easy
Ready to switch to a federal credit union and start receiving the safe, local, personalized service you deserve? We've made it easy. Simply follow our online application process or visit a TopLine Federal Credit Union near you. We'll help you set up or switch accounts, choose services and take advantage of our many member benefits.
The Patriot Act
Important Information About Opening a New Account at TopLine
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
When you open an account at TopLine we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Becoming a member is smart
When you join TopLine Federal Credit Union, you're not just signing up for banking services-you're taking back control of your financial future. Because we're a not-for-profit, member-owned institution, you'll enjoy benefits you won't find at a traditional bank, including:
- Fewer fees, better loan rates and bigger returns
- Trusted, local professionals who put people over profits
- A full ownership share—and a voice in how your money is used
That’s just the beginning. Want to learn more?CU vs Banks
Becoming a member is for life
Membership in TopLine Federal Credit Union is available to anyone who lives, works, worships, attends school or volunteers in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott or Washington Counties and their immediate family members*. But with new membership comes lifetime eligibility. That means that as long as your basic share account is maintained, membership in good standing, along with your full voting rights, can be continued FOR LIFE-no matter where you later live or work. At TopLine, once you're a member, you're always a member.
*An immediate family member is defined as a grandparent, parent, spouse, sibling, child, grandchild or roommate. In the case of roommates, a single economic unit must be maintained (i.e., pay bills together, etc.).
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and
IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).