Financial Education

We all have financial habits, good and bad. At TopLine, we are happy to provide you with access to free financial education services you need to make the best decisions to suit your lifestyle and help you keep your finances in order.

Financial Counseling and
Debt Management Services

As a TopLine Federal Credit Union member, you and your family have access to six (6) free private and confidential financial education counseling sessions annually with a certified consumer credit counselor from LSS Financial Counseling. Sessions are available by phone, in-person or online.

Call 1-800-528-2926 or visit LSS online to schedule your free session today! 
Spanish and Hmong speaking counselors are available by request.

Available Services

Budget Counseling

Debt Management*

Credit Reports

Housing Counseling

Student Loan Counseling

Financial Education

*Fees may apply for this service. Call 1-800-528-2926 for more details.

An example of how LSS assisted a TopLine member:

After losing her job due to Covid, this member was fortunate to receive unemployment for a while until she found a new job. She was referred to LSS Financial Counseling by TopLine after she was unable to get a personal loan for their credit card debt. A Debt Management Plan (DMP) through LSS ended up being a good fit. This also saved her $50/month, but more importantly, set her up to have all her unsecured debt paid off in less than 4 years! She is feeling good about her progress and has created a future goal of homeownership – something that will be possible by paying down her debt and improving her credit through the DMP.

Online Security

As convenient as it is, life online is not without risk. As technology advances and new threats emerge, TopLine can arm you with the tools you need help you keep your accounts-and your identity-secure.

Learn More

Seminars and Events

From long-term care to college planning, TopLine offers practical financial seminars across a wide range of topics-all in a comfortable, no pressure environment that's free and open to the public. Join us!

Learn More

Youth Financial Literacy Programs

It's never too early to talk with your kids about money. That's why TopLine Federal Credit Union is committed to Get Smart With Your MoneyTM—an ongoing financial literacy initiative in our Minneapolis/St. Paul communities that encourages kids and their parents to talk about spending and saving wisely.

Programs for Every Age

Building Dreams (Ages 5-8)      Dollar Power (Ages 9-13) Dollars & Sense (Ages 14-18)

Tip Sheets

Even when things are going well, we sometimes need a little guidance to stay on track. TopLine is here to help you do just that with these easy-to-download tip sheets:

Budget Building Tip Sheet      Credit Building Tip SheetMoney Tip Sheet

Credit Report Review

Obtaining your credit report is easy and is recommended on an annual basis. We're happy to help you with the process. Visit or call 1-877-322-8228 to request your FREE annual credit report, then stop by any TopLine branch location to arrange your free credit report review.

Additional Resources

Sample Credit Report     Credit Score Basics

Need more help?

Call, email or stop by any branch location. We're happy to assist you.
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