Auto Financing from TopLine

Better rates. Fewer hassles. Smoother ride.

Looking for something smaller, sportier or just more practical? Whether you're buying a new or used vehicle, TopLine Financial Credit Union can help you get the best car loan to fit your needs. TopLine auto loans offer flexible terms, competitive loan rates and a variety of repayment options. If you are looking to refinance, we do that too!

Today's Rates     Car Loan Calculator     Car Buying Services

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Your application is important to us! Please note the review of loan applications submitted between August 1 - 4, 2025 may be delayed while our software systems will be unavailable as we migrate Anoka Hennepin CU member data to TopLine.  

TopLine Auto Loan Benefits

Car dealers have incentives for promoting certain lender options—but don't be afraid to insist on financing through TopLine. As a member, you enjoy a number of free benefits, including:

  • Free 24/7 online account access
  • Flexible repayment options
  • Free car buying services
  • No prepayment penalties and more

Free Car Buying Services

TopLine Financial Credit Union is committed to helping you get the best deal in town. As a member-owner, you have exclusive access to our free car buying services with a Minneapolis-St. Paul-based firm to ensure you get the savings you deserve without all the hassles.

Learn More

TopLine Offers Auto Insurance

Interested in seeing if you could save money on your auto insurance?

See Insurance Options

Drive4Less

TopLine's Drive4Less Program1 offers low monthly payments similar to a lease, plus the best part of conventional  financing – actually owning the vehicle.

Like a lease, the Drive4Less Program1 offers payments that can be considerably lower than conventional financing. But unlike a lease, with the Drive4Less Program1 you own the vehicle and have all of the flexibility and benefits of vehicle  ownership!

Click the Payment Calculator to Learn How Much You Could Save!

Payment Calculator

TopLine does business in accordance to the Federal Fair Lending Laws and Equal Credit Opportunity Acts.