Loan Rates

Auto Loans
Model Year Loan Term Fixed APR* Payment Per $1,000
2020 & Newer 36 months

​starting at 5.74%*

$30.42
48 months starting at 6.64%* $23.78
60 months starting at 6.74%* $19.68
72 months starting at 7.04%* $17.07
84 months⁺ starting at 7.79%* $15.48
2019 - 2018 36 months starting at 6.74%* $30.76
48 months starting at 7.14%* $24.01
60 months starting at 7.14%* $19.87
72 months starting at 7.49%* $17.29
2017 - 2015 36 months starting at 7.59%* $31.15
48 months starting at 7.84%* $24.34
60 months starting at 8.34%* $20.44
2014 & Older 36 months starting at 7.99%* $31.33
48 months starting at 8.74%* $24.76

*APR means Annual Percentage Rate. APR shown is based on discounts and other factors. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Loan approval based on creditworthiness. Additional terms may be available. Rates, terms and conditions subject to change. Rates accurate as of 04/01/24. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.

**Offer does not apply to existing TopLine auto loans. During 90-day no payment period, interest will accrue. Payment due date will be 90 days after the funding date. Must meet certain credit qualifications for 90-day no payment offer.

⁺Minimum loan amount for 84 month term is $25,000. Vehicle must be 2020 or newer with less than 50,000 miles. Maximum LTV 115%.

Recreational Vehicle Loans
Model Year Minimum Loan Amount Loan Term up to Fixed APR* Starting at Payment Per $1,000
2020 & Newer $25,000+ 180 Months 8.49% $9.84
$20,000 - $24,999 144 Months 8.49% $11.09
$15,000 - $19,999 120 Months 8.24% $12.26
$10,000 - $14,999  84 Months 7.99% $15.58
$0 - $9,999 60 Months 7.49% $20.03
2019 - 2017 $15,000+ 120 Months 8.49% $12.39
$10,000 - $14,999 84 Months 8.24% $15.71
$0 - $9,999 60 Months 7.79% $20.18
2016 - 2014 $20,000+ 84 Months 9.04% $16.11
$15,000 - $19,999 72 Months 8.54% $17.80
$10,000 - $14,999 60 Months 8.29% $20.42
$0 - $9,999 48 Months 8.04% $24.43

*APR means Annual Percentage Rate. APR shown is based on discounts and other factors. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Loan approval based on creditworthiness. Additional terms may be available. Rates, terms and conditions subject to change. Rates accurate as of 04/01/24. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.

**Rate reflects a 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account.

 
Other Loans
Model Year Fixed or Variable APR* Loan Term Minimum Loan Amount Current APR* Payment per $1,000  
Personal Loan (1)   Fixed 12 Months $250 10.74% $88.26  
36 Months $2,000 10.74% $32.62  
48 Months $4,000 11.74% $26.21  
60 Months $5,000 12.74% $22.63  
72 Months $6,000 13.74% $20.47  
84 Months $7,500 14.74% $19.16  
Personal Line of Credit (2) Variable  Variable N/A   14.50% $20.00  

*APR means Annual Percentage Rate. Rates accurate as of 04/01/24. Loan subject to approval. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.

(1) Additional terms are available. APR shown is based on discounts and other factors. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account.
(2) Rate may change quarterly and is calculated based on the U.S. Prime Rate as published in the Wall Street Journal plus a margin of 6.00%; monthly payment amount is calculated on the outstanding balance as follows -- $500=$10, $1,000=$20, $1,500=$30, $2,000=$40, $3,000=$60, $4,000=$80, $5,000=$100. Rate may vary after account is opened.

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