Loan Rates

Auto Loans
Model Year Loan Term Fixed APR* Payment Per $1,000
2014 & Newer 36 months starting at 2.49%* $28.87
48 months starting at 2.89%* $22.09
65 months starting at 3.19%* $16.78
75 months starting at 3.44%* $14.84
2013 - 2012 36 months starting at 3.14%* $29.15
48 months starting at 3.44%* $22.33
60 months starting at 3.69%* $18.28
72 months starting at 4.19%* $15.74
2011 - 2009 36 months starting at 4.14%* $29.59
48 months starting at 4.39%* $22.76
60 months starting at 4.89%* $18.83
2008 & older 36 months starting at 6.24%* $30.53
48 months starting at 6.99%* $23.94

*APR means Annual Percentage Rate. **APR shown is based on discounts and other factors. Rates reflect maximum discount of up to 0.30%. Actual APR may vary based on credit profile, loan amount, down payment, term of loan and age of vehicle. Loan subject to approval. Loan approval based on creditworthiness. Additional terms may be available. Rates, terms and conditions subject to change. Rates accurate as of 08/01/18. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.

 

 

#recreation

Recreational Vehicle Loans
Loan Collateral Minimum Loan Amount Loan Term up to Fixed APR* starting at Payment Per $1,000
Motorhomes, Towable Trailers, Truck Campers, ATVs, Boats, Motorcycles. (1) $25,000+ 144 Months 5.24% $9.38
$15,000 - $24,999 120 Months 5.24% $10.73
$10,000 - $14,999 84 Months 4.74% $14.02
$0 - $9,999 60 Months 4.24% $18.53
Motorhomes, Towable Trailers, Truck Campers, ATVs, Boats, Motorcycles, Snowmobiles. (2) $25,000+ 84 Months 6.99% $15.09
$15,000 - $24,999 72 Months 6.49% $16.81
$10,000 - $14,999 60 Months 6.24% $19.45
$0 - $9,999 48 Months 5.99% $23.49

*APR means Annual Percentage Rate. APR shown is based on discounts and other factors. Rates reflect maximum discount of up to 0.30%. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Loan approval based on creditworthiness. Additional terms may be available. Rates, terms and conditions subject to change. Rates accurate as of 08/01/18. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.

(1) Eligible Collateral: 2015 or newer Motorhomes, 2012 & newer Towable Trailers (travel, 5th wheel, folding camping), Truck Campers, 2009 & newer ATV's, 2009 & newer Boats (excludes high performance boats), 2009 & newer standard Motorcycles (excludes off road bikes, moped and scooters)

(2) Eligible Collateral: 2014 or older Motorhomes, 2011 & older Towable Trailers (travel, 5th wheel, folding camping), Truck Campers, 2008 & older ATV's, 2008 & older Boats (excludes high performance boats), 2008 & older standard Motorcycles, Road Bikes, Moped and Scooters, other misc., all Snowmobiles.

 

#home-equity-rates

Home Equity Rates and Payments
  Variable or Fixed APR APR*** Payment Per $1,000
Line of Credit (1) Variable Intro rate of 2.99% for first 12 months, after that starting at 4.75% $10.00
Line of Credit Fixed starting at 5.79% $10.00
Installment Loan (2) Fixed (5 year) Starting at 3.49% $18.19
Fixed (10 year) Starting at 4.19% $10.22
Fixed (15 year) Starting at 4.89% $7.86

*Some restrictions apply. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.
***APR means Annual Percentage Rate. Loan subject to approval. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. Rates accurate as of 08/01/18.

(1) 2.99% APR introductory rate will be fixed for 12 months; thereafter rate will revert to the current U.S. prime rate plus a margin, subject to 3.75% APR floor. This offer applies to new loans or increases of at least $10,000 only. Variable rates are subject to change monthly based on U.S. Prime Rate (as published in the Wall Street Journal) plus a margin. Home equity lines of credit are subject to a 3.75% floor, rate will not exceed 17.99%. Rates quoted are for 80% loan-to-value or less and will vary based on credit history. APR may vary based July 1, 2018 was 5.00%. Rates subject to change. Loan approval based on creditworthiness. Payment will be 1% of outstanding balance as of the last day of the month.
(2) APR shown is based on discounts and other factors. Rates reflect maximum discount of up to 0.30%. Rates quoted for Installment Loan are for 60% loan-to-value or less.

† Closing costs waived for both home equity line and home equity loan. Does not include appraisal fee, if applicable.

Other Loans
  Fixed or Variable APR* Loan Term Current APR* Payment Per $1,000
Personal Loan (1) Fixed 36 Months starting at 9.64% $32.10
Personal Line of Credit (2) Variable N/A starting at 11.00% $20.00

*APR means Annual Percentage Rate. Rates accurate as of 08/01/18. Loan subject to approval. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.

(1) Additional terms are available. APR shown is based on discounts and other factors. Rates reflect maximum discount of up to 0.30%.
(2) Rate may change quarterly and is calculated based on the U.S. Prime Rate as published in the Wall Street Journal plus a margin of 6.00%; monthly payment amount is calculated on the outstanding balance as follows -- $500=$10, $1,000=$20, $1,500=$30, $2,000=$40, $3,000=$60, $4,000=$80, $5,000=$100. Rate may vary after account is opened.