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Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksCash Back. Contactless. Digital Wallet. Lower APR.
All TopLine credit cards offer a low variable APR, no annual fees, no foreign transaction fees and no over-the-limit fees. Plus, free online account access, contactless payments, digital wallets and protection against unauthorized purchases with VISA’s Zero Liability Program.
Earn 1.5 points for every dollar spent. Points can be used for cash back, travel, merchandise or charity. No maximum amount of earned points.
Tap to pay with enhanced security. Add your card to Apple Pay, Google Pay or Samsung Pay for convenient mobile payments anywhere.
No annual fee, no foreign transaction fees, and no over-the-limit fees. Low variable APR from 15.75% to 17.89% based on creditworthiness.
Worldwide travel and emergency assistance, auto rental collision damage waiver, extended warranty protection, and VISA Zero Liability Program.
