What would you like to know?
Sign in from any page — the same secure experience you get on the homepage.
Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksMake a little extra on your hard-earned savings with the flexibility to withdraw your funds penalty-free! Choose from a variety of TopLine Money Market Accounts, each featuring free 24/7 online and mobile account access, unlimited in-person transactions1 and competitive rates with tiered dividends.
Maintain the minimum balance of $1,000 and enjoy exceptional returns on your deposits, penalty-free access to funds and tiered dividends based on your account balance. Balances that fall below the minimum required will not earn dividends.
Your accounts are federally insured. All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA). Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts. Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.