Totally Free Checking
Keep your finances simple! With no minimum balance and no monthly service fees, Totally Free Checking is the perfect choice if you're tired of being nickeled and dimed by banks.
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Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksAt TopLine Financial Credit Union, we understand our members have different spending habits and needs. That’s why we offer a variety of checking accounts to fit every age and lifestyle. No matter which you choose, you’ll enjoy free Mobile and Online Banking, Mobile Deposit, eStatements, Debit Cards, Bill Pay, Account Alerts and access to over 82,000 surcharge-free ATMs nationwide. Switch today!
Keep your finances simple! With no minimum balance and no monthly service fees, Totally Free Checking is the perfect choice if you're tired of being nickeled and dimed by banks.
Over 50? Enjoy special privileges like earning dividends on balances of $100 or more. Plus, get a $10 discount on one check order of TopLine style checks per year and pay no monthly service fees!
Enjoy premium service! Maintain at least a $500 balance and receive extra personal banking benefits, like earning a yield on your checking balances, free official checks and more.