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Credit Unions vs. BanksFrom everyday savings to money markets and share certificates, TopLine has options to help your money grow — no matter where you’re starting.
At TopLine Financial Credit Union, we believe everyone should save for the future. But we also understand everyone’s goals are unique. That’s why we offer a range of savings options to fit your life. All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA). So when you save with TopLine, you can save with confidence.
Whether it is a few dollars a month automatically deposited or a larger lump sum, TopLine is here to help you save wisely. Choose from a variety of account options-all featuring easy online access and competitive rates.
You’ve worked hard to save-now make those savings work for you. Choose a money market account and deposit amount that fits your needs and enjoy a competitive rate of return with the flexibility to withdraw your funds penalty free!
Share certificates are among TopLine’s most popular savings options-and no wonder. Investing in one is a great choice if you are looking for a traditional savings option that pays a guaranteed rate of return.
An IRA from TopLine is an excellent way to save for retirement or a child’s education, and may offer tax advantages, too. Choose from a variety of options-including Traditional, Roth and Coverdell Education accounts.
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.