Open a TopLine Checking Account
Opening a checking account at TopLine Financial Credit Union is easy! If you’re a member, just fill out and submit our simple online form.
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Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksOpening a checking account at TopLine Financial Credit Union is easy! If you’re a member, just fill out and submit our simple online form.
Open an AccountJoin TopLine Financial Credit Union today—we’ve made it easy to do that online too. And of course, members and members-to-be can always stop in at one of our branch locations and let us handle it all. Your convenience is our priority.
Join TodayLimited-Time Offers for the Season Ahead
Rates starting at 6.49% APR* and make no payments for 90 Days†. Your Twin Cities credit union makes RV and boat financing easy, perfect for Minnesota lake season.
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3.75% APY* on a 12 month certificate, no gimmicks, no fine print. Member-owned rates from a credit union serving Maple Grove, Plymouth, Coon Rapids & beyond since 1935.
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Fund that cabin upgrade, home improvements, or life's big moments. Flexible access to your equity. Local decisions from your Twin Cities credit union, low variable rates, no hidden fees.
Apply for a HELOC*Membership with a $5.00 Share Savings Account is required. Offer valid to individuals with no prior checking relationship with TopLine Financial Credit Union in the last 12 months. $50 minimum deposit required to open Totally Free Checking account. To qualify for $300 offer, account holder must set up and make a $1,000 direct deposit for 3 consecutive months and sign-up for eStatements from the date the account was opened. Account must remain open for six months. $300 will be deposited to the share savings account approximately four weeks after completion of requirements and will be reported as income on the account holders 1099-MISC. If all requirements are not met, TopLine reserves the right to reclaim the $300. Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, social security, or other regular monthly income) deposited through the Automated Clearing House (ACH) network to this account by your employer or an outside agency. Direct deposits that do not qualify include but are not limited to transfers from one account to another, electronic payment platforms (i.e., PayPal, Venmo, Zelle, etc.), mobile deposits, or deposits made at a branch or ATM. Account holder responsible for any applicable taxes. To be eligible for the offer, your TopLine account must be open and in good standing at the time of fulfillment. Offer valid through 12/31/25. Subject to termination at any time. Other conditions and restrictions may apply. Visit www.TopLinecu.com for account agreement and fee schedule. Federally insured by the National Credit Union Administration.