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Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksExplore our business checking accounts designed to fit your needs. When it comes to keeping your business up and running, it all starts with checking. TopLine Financial Credit Union offers a wide range of business checking accounts to fit your small business financial needs. All accounts offer a variety of free services—including Mobile and Online Banking, Mobile Deposit, Debit Card access, no-fee ATM transactions and overdraft protection.
Explore our business checking accounts designed to fit your needs.
Tired of being nickeled and dimed by big banks? Keep things simple with TopLine's Smart Business Checking. There's no minimum balance requirement and no monthly service fees-perfect for small businesses that need budget flexibility month to month.
Want to get more out of your business? Earn tiered dividends when you keep at least $1,500 in your TopLine Business Checking account. The higher your balance, the more you earn-great for growing businesses with cash reserves.
Make on-the-go business expenses more convenient with a TopLine Business Debit Card. Use it anywhere Visa® is accepted-no check-writing hassles, no credit card interest charges and, best of all, no ATM fees.
| Account Type | Balance | APY** | Dividend Rate |
|---|---|---|---|
| TopLine Business Checking | $1,500 - $4,999 | 0.05% | 0.05% |
| $5,000 - $9,999 | 0.05% | 0.05% | |
| $10,000 - $19,999 | 0.05% | 0.05% | |
| $20,000 or More | 0.05% | 0.05% |
*Rates are subject to change after account has been opened. Balances that fall below the minimum will incur a fee, which may reduce the earnings on these accounts. **APY means Annual Percentage Yield. Dividends are calculated daily and paid monthly. Fees could reduce earnings. APY is accurate as of 05/01/26 the last dividend declaration date.
Open up a TopLine Financial Credit Union Business Checking Account and start enjoying the highly personalized service you deserve.
