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Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksNot a fan of the unknown? A TopLine Financial Credit Union Share Certificate lets you dictate the terms of your investment. You have control over how much you deposit, how long your investment matures and at what rate—so a fixed return is guaranteed.
Our traditional Regular Share Certificate offers terms from 90 days to 5 years with a minimum deposit of just $1,000 for terms over 12 months. Deposit more, earn more—it’s that simple.
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA). Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts. Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
Become a member today and experience the credit union difference. Better rates, lower fees, and a team that puts you first.
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA). Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts. Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.