Money Market Savings Accounts*
| Account Type | Balance | APY** | Dividend Rate |
|---|---|---|---|
| TopLine Account | $0.00 - $9,999 | 0.35% | 0.35% |
| $10,000 - $24,999 | 0.55% | 0.55% | |
| $25,000 - $49,999 | 0.65% | 0.65% | |
| $50,000 - $99,999 | 0.75% | 0.75% | |
| $100,000 or more | 1.10% | 1.09% |
*Rates are subject to change after account has been opened. Balances that fall below the minimum will not earn dividends and may incur a monthly fee, which will reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings. Minimum balance of $0.01 is required to earn disclosed APY. APY is accurate as of 05/01/26 the last dividend date.
† Free checks are available upon request. Up to three checks may be written per month.
Regular, Roth & Coverdell IRA Money Market Savings*
| Balance | APY** | Dividend Rate |
|---|---|---|
| Less than $1,000 | 0.35% | 0.35% |
| $1,000 - $9,999 | 0.45% | 0.45% |
| $10,000 - $19,999 | 0.50% | 0.50% |
| $20,000 - $49,999 | 0.65% | 0.65% |
| $50,000 - $74,999 | 0.80% | 0.80% |
| $75,000 or more | 1.20% | 1.19% |
*Rates are subject to change after account has been opened. Balances that fall below the minimum will not earn dividends and may incur a monthly fee, which will reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings. APY is accurate as of 05/01/26 the last dividend declaration date.
All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and
IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).