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Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. Banks| Term | $1,000+ Balance | |
|---|---|---|
| APY* | Dividend Rate | |
| 24 Month | 3.50% | 3.45% |
| 24 Month IRA | 3.50% | 3.45% |
| 12 Month | 3.75% | 3.70% |
| 12 Month IRA | 3.75% | 3.70% |
| Term | $1,000 - $9,999 | $10,000 - $24,999 | $25,000+ | |||
|---|---|---|---|---|---|---|
| APY* | Rate | APY* | Rate | APY* | Rate | |
| 3 Months | 3.70% | 3.65% | 3.70% | 3.65% | 3.70% | 3.65% |
| 6 Months | 3.70% | 3.65% | 3.70% | 3.65% | 3.70% | 3.65% |
| Term | $1,000 - $9,999 | $10,000 - $24,999 | $25,000+ | |||
|---|---|---|---|---|---|---|
| APY* | Rate | APY* | Rate | APY* | Rate | |
| 12 Months | 3.00% | 2.97% | 3.00% | 2.97% | 3.00% | 2.97% |
| 18 Months | 3.00% | 2.97% | 3.00% | 2.97% | 3.00% | 2.97% |
| 24 Months | 3.00% | 2.97% | 3.00% | 2.97% | 3.00% | 2.97% |
| 36 Months | 3.25% | 3.21% | 3.25% | 3.21% | 3.25% | 3.21% |
| 48 Months | 3.25% | 3.21% | 3.25% | 3.21% | 3.25% | 3.21% |
| 60 Months | 3.25% | 3.21% | 3.25% | 3.21% | 3.25% | 3.21% |
*Membership with $5.00 share savings account required. Minimum balance of $1,000 to qualify for a certificate. Unless otherwise disclosed dividends are calculated daily and paid quarterly. A penalty may be imposed for early withdrawal. At maturity, the certificate will automatically renew for current term and new dividend rate, unless otherwise disclosed, and if not withdrawn. Balances that fall below the minimum will not earn dividends and may incur a monthly fee which will reduce account earnings. Fees could reduce earnings. Visit TopLinecu.com or call 763-391-9494 for more details about rates and terms.
