CURRENT RATES

Checking Rates

Earn dividends on your everyday checking account.

Rates effective 10/01/26

Checking Accounts*

Account Type Balance APY** Dividend Rate
$100 or more 0.05% 0.05%
$500 - $9,999 0.05% 0.05%
$10,000 - $19,999 0.05% 0.05%
$20,000 or more 0.05% 0.05%
*Rates are subject to change after account has been opened. Balances that fall below the minimum will not earn dividends and may incur a monthly fee, which will reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings.

All TopLine checking accounts are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).