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See how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.

Credit Unions vs. Banks

Checking Rates

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Checking Accounts^*

Account Type	Balance	APY^**	Dividend Rate
Sterling Checking	$100 or more	0.05%	0.05%
TopLine Checking	$500 - $9,999	0.05%	0.05%
	$10,000 - $19,999	0.05%	0.05%
	$20,000 or more	0.05%	0.05%

^*Rates are subject to change at any time. ^**APY means Annual Percentage Yield. Dividends are calculated daily and paid monthly. Fees could reduce earnings. Rates may change after account is opened.

All TopLine checking accounts are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).

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Checking Rates

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Checking Accounts^*