763-391-9494
TopLine Federal Credit Union


Check Cards

TopLine's EMV Check Card is the convenient way to pay for gas, groceries, dining, travel, online purchases and more. Use it instead of writing a check at any merchant where Visa® is accepted. The purchase amount is automatically deducted from your linked TopLine checking account.

TopLine's EMV Check Card features a dynamic chip that is designed to better protect you from fraud.

  • The Europay, MasterCard, Visa (EMV) chip provides dynamic data that cannot be known to someone if your card is lost or stolen. Unlike magnetic stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be re-used, allowing for better protection from fraud. You can shop in stores, online, over the phone and by mail. And you can also get cash at any Visa/PLUS ATM worldwide.

TopLine's EMV Check Card acts as an ATM card, too, giving you access to cash and other transactions at over 82,000 fee-free retail and ATM locations nationwide through the Allpoint™, Co-Op®,MoneyPass® and Starsf® ATM networks. Or get cash back right at the register when you use your card at participating retailers like Costco, Target and Walgreens.

The Sum-It-Up Savings™ transfer program allows you to save your change with every TopLine EMV Check Card/ATM transaction. Save for anything just by using your debit/ATM card that is tied to your TopLine checking account. With each purchase you make, TopLine will round each transaction to the nearest whole dollar and transfer the difference into the savings account of your choice. It's a great way to save by building an emergency fund, a child's account, holiday spending account or even a fun account. Sign up today!

Click here to authorize TopLine to pay overdrafts on every-day debit card transactions. Overdraft coverage service provides peace of mind to help you avoid embarrassment and charges from merchants by paying certain items that would have been returned or declined due to insufficient funds.

  • For assistance 9:00am - 5:00pm CT call 763-391-9494.

  • For assistance after business hours call Card Holder Services at 1-888-918-7783.

A live representative can assist you with:

  • General account information
  • Payment information
  • Questions on charges
  • Report of loss or stolen card
  • Fraud

Frequently Asked Questions


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763-391-9494 in the Minneapolis/St. Paul Minnesota area. Outside metro area, call 800-626-1448.
© 2017 TopLine Federal Credit Union | 9353 Jefferson Highway Maple Grove, MN 55369 | Routing # 291074696
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