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Simple and free with no hidden fees! Open up a Totally Free Checking Account and Check Card today!
Deciding to change financial institutions can be difficult, but switching to TopLine is easy with TopLine's Checking Switch Kit.
It all starts with checking – the most basic convenience tool for your every day spending. At Minnesota-based TopLine Federal Credit Union, we offer a variety of checking accounts to fit every age and lifestyle. And, no matter which checking account you choose, you'll enjoy these benefits:
- Free 24/7 mobile, online and phone banking account access
- Free Mobile App and Mobile Deposit
- Free electronic statements
- Free EMV check card to make debit and ATM transactions
- Free Online Bill Pay
- Free Account Alerts - text or email
- Access to 82,000 surcharge-free ATMs nationwide through the Allpoint™, Co-Op®, MoneyPass® or Starsf ® networks
- Unlimited check writing
- Overdraft protection line of credit (with approval)
- Overdraft Coverage Services for every-day debit card transactions.
Sum-It-Up Savings™ allows you to save your change with every debit/ATM card transaction.
Deciding to change financial institutions can be difficult, but switching to TopLine is easy with TopLine's Checking Switch Kit. Simply follow these 4 steps.
- Step 1 - Open a checking account at TopLine.
- Step 2 - Switch your direct deposits.
- Step 3 - Switch your automatic payments.
- Step 4 - Close your old accounts.
iChecking: For those who want to conduct their business electronically. You'll enjoy no minimum balance requirement and no monthly service charge when you sign up for direct deposit, free online banking, free bill pay and eStatements.
- Plus, receive special discounts on fixed-rate consumer loans (excludes VISA, home equities and mortgages).
Totally Free Checking: TopLine’s most basic checking account is designed to help you keep your banking simple. With no minimum balance and no monthly service fees, this is the perfect choice if you're tired of being nickeled and dimed by other banks.
Interest Checking: If you keep at least $500 in a checking account, you'll earn tiered dividends with TopLine Interest Checking. You’ll also enjoy no monthly service fees when you maintain the minimum balance required.
Sterling Checking: If you're 50 or better, you are invited to enjoy the special privileges Sterling Checking provides, like earning dividends on balances of $100 or more. You'll also get a $10 discount on one check order of TopLine style checks per year and pay no monthly service fees at Minnesota-based TopLine Federal Credit Union.
TopLine Checking: Members who maintain at least a $5,000 balance in a TopLine Checking account will receive extra personal banking benefits, like earning the highest possible yield on your checking balances. You'll also enjoy no monthly service fees, free TopLine style checks and free official checks.
- Plus, receive a special bonus on regular and IRA certificates and
- Special discount on fixed-rate consumer loans (excludes VISA, home equities and mortgages).
TopLine’s EMV Check Card: Use your debit card anywhere Visa® is accepted to pay for gas, groceries, dining, travel and more. And skip going to the ATM, too, when you use your card to pay at the major merchants who offer cash-back at the register options.
Save with confidence. Your TopLine certificates of deposit, checking and savings accounts are insured to at least $250,000 and IRA's are insured for an additional $250,000 by the National Credit Union Administration (NCUA), a federal agency. Access the NCUA's e-calculator to review your insurance coverage. Call us at 763-391-9494 for assistance. This credit union is federally insured by the National Credit Union Administration.
|Interest Checking||$500 - $2,499
$2,500 - $4,999
$5,000 or more
|Sterling Checking||$100 or more||0.06%||0.06%|
|TopLine Checking||$5,000 - $9,999
$10,000 - $19,999
$20,000 or more