763-391-9494
TopLine Federal Credit Union



Savings Accounts

TopLine makes saving smart simple. A variety of savings accounts are available from you Minneapolis/St. Paul area credit union – you choose the account that is just right for you and the amount you'd like to deposit, and then we'll reward you for your membership with a competitive rate of return. Whether it is a few dollars a month automatically deposited or a larger lump sum, TopLine is here to help you save smart. And, no matter which account you choose, you'll enjoy these free benefits:

Basic Share Savings: Your initial deposit of $5 into a Basic Share Savings account is all that’s required to join TopLine and gain access to all of the privileges membership provides. You also become a credit union owner and get to have a say on issues that come before the membership. Plus, you’ll earn interest on your deposit and have the option of establishing your account as automatic overdraft for a TopLine checking account.

Savings Plus: If you are saving for a specific purpose, this secondary savings account is for you. You can name the account for it’s specific savings purpose, like travel, home repairs, school tuition, holiday shopping, or anything else you please. There is no limit to the number of Savings Plus accounts you can open, and no monthly service fee.

Savings Direct: If you prefer to set savings dollars aside automatically each month or each pay period via direct deposit, choose a Savings Direct account. The account allows for deposits though direct deposit only, and limits the number of withdrawals allowed monthly to maximize your savings efficiency. In exchange, you’ll earn a very competitive rate of interest.

Young Savers: Starting the savings habit early helps kids learn to get smart with their money — whether they're toddlers, teens, or college students. For young savers ages birth through 22, a youth bank account from Minneapolis/St. Paul TopLine, requires no minimum balance, has no monthly account fees, and pays interest on any deposit amount. An adult co-owner is required for account holders under age 18.

Save with confidence. Your TopLine certificates of deposit, checking and savings accounts are insured to at least $250,000 and IRA's are insured for an additional $250,000 by the National Credit Union Administration (NCUA), a federal agency. Access the NCUA's e-calculator to review your insurance coverage. Call us at 763-391-9494 for assistance. This credit union is federally insured by the National Credit Union Administration.


Today's Rates on Savings Accounts*
Share Savings Accounts*
ACCOUNT TYPE:
BALANCE
APY**
DIVIDEND RATE
Basic Share Savings $100 - $4,999
$5,000 - $9,999
$10,000 - $49,999
$50,000 or more
0.06%
0.06%
0.06%
0.11%
0.06%
0.06%
0.06%
0.11%
Savings Plus $0 - $4,999
$5,000 - $9,999
$10,000 - $49,999
$50,000 or more
0.06%
0.06%
0.06%
0.11%
0.06%
0.06%
0.06%
0.11%
Young Savers No minimum required 0.16% 0.16%
Savings Direct $100 or more 0.11% 0.11%
*Rates are subject to change at anytime. Balances that fall below the minimum required will not earn dividends and may incur a monthly fee, which may reduce account earnings. Dividends are calculated daily and paid monthly. **APY means Annual Percentage Yield. Fees could reduce earnings. Rates effective as of 06/19/17. Rates may change after account is opened. APY is accurate as of 05/31/17 the last dividend declaration date.





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763-391-9494 in the Minneapolis/St. Paul Minnesota area. Outside metro area, call 800-626-1448.
© 2017 TopLine Federal Credit Union | 9353 Jefferson Highway Maple Grove, MN 55369 | Routing # 291074696
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