CURRENT RATES

Certificate Rates

Lock in competitive rates with our share certificates.

Rates effective 10/01/26

Certificate Specials, $1,000 minimum opening balance

Term $1,000+ Balance
APY* Dividend Rate
4.25% 4.18%
4.25% 4.18%
4.25% 4.18%
4.25% 4.18%

Share Certificate, $1,000 minimum opening balance

Term $1,000 - $9,999 $10,000 - $24,999 $25,000+
APY* Rate APY* Rate APY* Rate
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%

Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance

Term $1,000 - $9,999 $10,000 - $24,999 $25,000+
APY* Rate APY* Rate APY* Rate
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
4.00% 3.94% 4.00% 3.94% 4.00% 3.94%
*APY means Annual Percentage Yield. Fees could reduce earnings. Penalty may apply for early withdrawal.

All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).