Auto Loans
| Model Year | Loan Term | Fixed APR* | Payment Per $1,000 |
|---|---|---|---|
| 2022 & Newer | 24 months | starting at 3.99% | $43.42 |
| 36 months | starting at 4.49% | $29.74 | |
| 48 months | starting at 4.89% | $22.98 | |
| 60 months | starting at 4.99% | $18.87 | |
| 72 months | starting at 5.29% | $16.24 | |
| 84 months | starting at 5.79% | $14.51 | |
| 2021 - 2020 | 24 months | starting at 4.49% | $43.64 |
| 36 months | starting at 4.99% | $29.97 | |
| 48 months | starting at 5.39% | $23.21 | |
| 60 months | starting at 5.49% | $19.10 | |
| 72 months | starting at 5.79% | $16.47 | |
| 2019 - 2017 | 24 months | starting at 4.99% | $43.87 |
| 36 months | starting at 5.49% | $30.19 | |
| 48 months | starting at 5.89% | $23.43 | |
| 60 months | starting at 5.99% | $19.33 | |
| 2016 - 2012 | 24 months | starting at 5.49% | $44.09 |
| 36 months | starting at 5.99% | $30.42 | |
| 48 months | starting at 6.39% | $23.66 |
*APR = Annual Percentage Rate. Rates subject to change without notice. Your actual rate will be determined by your credit history, loan term, and other factors.
Auto Loan Promotional Rate
| Model Year | Loan Term | Fixed APR* | Payment Per $1,000 |
|---|---|---|---|
| 2022 & Newer | 60 months | starting at 4.74% | $18.76 |
*APR means Annual Percentage Rate. Advertised rate is current as of 5/1/2026 and is fixed for the term of the loan. Borrow at 4.74% APR for 60 monthly payments of $18.76 per $1,000 borrowed. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. Rate available on 2022 and newer vehicles. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Additional terms may be available. Rates, terms and conditions subject to change. Rates will be higher on loans with a Loan-to-Value ratio over 90%. **Offer does not apply to existing TopLine auto loans. During 90-day no payment period, interest will accrue. Payment due date will be 90 days after the funding date. Must meet certain credit qualifications for 90-day no payment offer. Visit www.TopLinecu.com or call 763-391-9494 for more details about rates and terms. TopLine does business in accordance with the Federal Fair Lending Laws and Equal Credit Opportunity Act.
Drive 4 Less Loans
| Model Year | Loan Term | Fixed APR* | Payment Per $1,000 |
|---|---|---|---|
| 2022 & Newer | 24 months | starting at 4.49% | $43.64 |
| 36 months | starting at 4.99% | $29.97 | |
| 48 months | starting at 5.39% | $23.21 | |
| 60 months | starting at 5.49% | $19.10 | |
| 72 months | starting at 5.79% | $16.47 | |
| 2021 | 24 months | starting at 4.99% | $43.87 |
| 36 months | starting at 5.49% | $30.19 | |
| 48 months | starting at 5.89% | $23.43 | |
| 60 months | starting at 5.99% | $19.33 | |
| 72 months | starting at 6.29% | $16.71 |
*APR = Annual Percentage Rate. Advertised rate is current as of 05/01/2026 and is fixed for the term of the loan. Borrow at 4.49% APR for 24 monthly payments of $43.64 per $1,000 borrowed. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. Rates will be higher on loans with a Loan-to-Value ratio over 90%. All loans are subject to TopLine Financial Credit Union's lending policies. Verification of income may be required. Offer, rate, and terms are subject to change. If you elect to return the vehicle at the end of the term, additional fees may apply. The Drive4Less program is valid for autos and trucks up to 5 years old. Mileage restrictions may apply. Membership at TopLine Financial Credit Union is required to participate in this program. A one-time fee of $325.00 will be charged and added to financing.
Recreational Vehicle Loans
| Model Year | Minimum Loan Amount | Loan Term up to | Fixed APR* Starting at | Payment Per $1,000 |
|---|---|---|---|---|
| 2020 & Newer | $25,000 | 180 Months | 7.24% | $9.12 |
| $20,000 | 144 Months | 7.24% | $10.41 | |
| $10,000 | 120 Months | 6.94% | $11.58 | |
| $7,000 | 84 Months | 6.74% | $14.97 | |
| $6,000 | 72 Months | 6.64% | $16.88 | |
| $5,000 | 60 Months | 6.49% | $19.56 | |
| $4,000 | 48 Months | 5.99% | $23.48 | |
| $3,000 | 36 Months | 5.49% | $30.19 | |
| $1,000 | 24 Months | 5.24% | $43.98 | |
| 2019 - 2016 | $7,000 | 84 Months | 7.49% | $15.33 |
| $6,000 | 72 Months | 6.99% | $17.04 | |
| $5,000 | 60 Months | 6.79% | $19.70 | |
| $4,000 | 48 Months | 6.59% | $23.76 | |
| $3,000 | 36 Months | 6.49% | $30.64 | |
| $1,000 | 24 Months | 6.24% | $44.43 | |
| 2015 - 2012+ | $5,000 | 60 Months | 8.49% | $20.51 |
| $4,000 | 48 Months | 7.99% | $24.41 | |
| $3,000 | 36 Months | 7.74% | $31.22 | |
| $1,000 | 24 Months | 7.24% | $44.88 |
*APR means Annual Percentage Rate. APR shown is based on discounts and other factors. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Loan approval based on creditworthiness. Additional terms may be available. Rates, terms and conditions subject to change. Rates accurate as of 05/01/2026. Borrow at 6.94% APR for 120 monthly payments of $11.58 per thousand borrowed. For further information call 1-800-626-1448 or 763-391-9494, email [email protected], stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369. Please do not send confidential information in an email to TopLine as it may not be secure.
⁺Boats (less than 26 feet in length) and motorcycles only.
Recreational Vehicle Loan Promotional Rate
| Model Year | Minimum Loan Amount | Loan Term up to | Fixed APR* Starting at | Payment Per $1,000 |
|---|---|---|---|---|
| 2025 & Newer | $25,000 | 180 Months | 6.49 | $8.71 |
1APR means Annual Percentage Rate. Rates accurate as of 5/1/2026. Borrow at 6.49% APR for 180 monthly payments of $8.71 per thousand borrowed. Rate reflects a 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account on new recreational vehicles 2025 and newer. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Loan approval based on creditworthiness. Additional terms may be available. Rates, terms and conditions subject to change. Offer ends 5/31/26. For further information call 763-391-9494, email [email protected], stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369.
†Offer does not apply to refinances of existing TopLine Recreational Vehicle loans. During the 90 day no payment period interest will accrue. Payment due date up to 90 days after the funding date. Must meet certain credit qualifications for 90 day no payment offers.
Other Loans
| Loan Type | Fixed/Variable | Loan Term | Min. Loan Amount | Current APR* | Payment per $1,000 |
|---|---|---|---|---|---|
| Personal Loan1 | Fixed | 12 Months | $250 | 8.99% | $87.45 |
| 36 Months | $2,000 | 8.99% | $31.80 | ||
| 48 Months | $4,000 | 9.99% | $25.36 | ||
| 60 Months | $5,000 | 10.99% | $21.74 | ||
| 72 Months | $6,000 | 11.99% | $19.54 | ||
| 84 Months | $7,500 | 12.99% | $18.19 | ||
| Personal Line of Credit2 | Variable | N/A | — | 12.75% | $20.00 |
*APR = Annual Percentage Rate. Rates subject to change without notice. Your actual rate will be determined by your credit history and other factors. 1Personal loan rates are based on creditworthiness. ²Personal Line of Credit rate is variable and may change.
(1) Additional terms are available. APR shown is based on discounts and other factors. Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. (2) Rate may change quarterly and is calculated based on the U.S. Prime Rate as published in the Wall Street Journal plus a margin of 6.00%; monthly payment amount is calculated on the outstanding balance as follows -- $500=$10, $1,000=$20, $1,500=$30, $2,000=$40, $3,000=$60, $4,000=$80, $5,000=$100. Rate may vary after account is opened.
TopLine does business in accordance to the Federal Fair Lending Laws and Equal Credit Opportunity Acts.