TopLine Federal Credit Union

We'll make it easy to borrow what you need. Pre-qualify today online for a loan from Minnesota-based TopLine. Contact TopLine’s loan experts directly – 763.391.9494 or email – to help answer your questions.

Other Loans
Get the money you need and payments you can afford for any purpose you please from Minneapolis/St Paul-area TopLine Federal Credit Union. Whether you prefer a line of credit or lump sum, when you borrow from TopLine, you'll enjoy these free benefits:

Click here to apply online or call 763-391-9494.

Personal Loans:  When you need cash for any purpose, an unsecured personal loan from Minnesota-based TopLine is a smart choice. Personal loans offer a competitive rate over a specified period of time – you choose the term that fits your budget. Generally no collateral is required.

Personal Line of Credits:  At TopLine, you’ll enjoy easy access to a variable rate revolving line of credit that you can draw on when needed and then repay gradually, with minimal monthly payments. A personal line of credit loan can be added to any checking account for added security and peace of mind.

Share or Certificate-Secured Loans: Use the funds shored up in your share savings or certificate accounts to secure a loan for any purpose at your Twin Cities-based credit union.  This deposit-secured loan is a smart way to establish or rebuild credit.

Student Loans: Private student loans help to fill the funding gap between the cost of attending school when the amount of federal loans, grants and scholarships may not be enough to cover the total cost of post-secondary education. Our cuScholar Student Loan program helps students and/or parents afford the costs of higher education. The private student loan can be used to pay for qualified educational expenses including tuition, room and board, books and other school related expenses. Click here to apply online.

Optional Protection Service is also available at Twin Cities based TopLine.
Debt Protection
Click here to apply online or call 763-391-9494.

Rates and Payments*
Other Loans

Fixed or Variable APR*
Loan Term
Current APR
Payment Per $1,000
Personal Loan (1) Fixed 36 Months starting at 9.39% $31.99
Personal Line of Credit (2) Variable N/A starting at 10.50% $20.00
*APR means Annual Percentage Rate. Rates accurate as of 03/14/18. Loan subject to approval. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. For further information call 1-800-626-1448 or 763-391-9494, email Ask@TopLinecu.com, stop by any branch location or write to: 9353 Jefferson Hwy, Maple Grove, MN 55369.

(1) Additional terms are available. APR shown is based on discounts and other factors. Rates reflect maximum discount of up to 0.30%.
(2) Rate may change quarterly and is calculated based on the U.S. Prime Rate as published in the Wall Street Journal plus a margin of 6.00%; monthly payment amount is calculated on the outstanding balance as follows -- $500=$10, $1,000=$20, $1,500=$30, $2,000=$40, $3,000=$60, $4,000=$80, $5,000=$100. Rate may vary after account is opened.

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763-391-9494 in the Minneapolis/St. Paul Minnesota area. Outside metro area, call 800-626-1448.
© 2018 TopLine Federal Credit Union | 9353 Jefferson Highway Maple Grove, MN 55369 | Routing # 291074696
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