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  • Homeownership from TopLine Just Got More Affordable with Mortgage Rates Starting at 5.526% APR!†
    Homeownership from TopLine Just Got More Affordable with Mortgage Rates Starting at 5.526% APR!†

    TopLine has partnered with the Federal Home Loan Bank of Des Moines* to offer a new Mortgage Rate Relief Program. HUGE SAVINGS! Qualified applicants will receive an approximate 1.5% interest rate reduction below the current market rate.

    Learn More

  • TopLine is Hosting a Clothing and Shoe Drive!
    TopLine is Hosting a Clothing and Shoe Drive!

    TopLine is hosting a clothing and shoe drive to help our neighbors in need! It's super easy to donate! Shop our Amazon Wishlist, Target Registry or drop off donations at any TopLine location through May 31.

    Amazon Wishlist          Target Registry

  • Make Some Improvements to Your Home Base!
    Make Some Improvements to Your Home Base!

    Hit your next project out of the park with TopLine’s great home equity rates!  Tap into the equity of your home for any reason — home improvements, tuition, debt consolidation, emergencies and more!

    Learn More!

  • Shower Yourself with Savings!
    Shower Yourself with Savings!

    Enjoy 4.00% APY** on a 12-month certificate* with only $1,000 minimum balance to open. 

    *Learn More

  • Get Behind the Wheel with TopLine's Low Auto Rates!
    Get Behind the Wheel with TopLine's Low Auto Rates!

    Get on the road with great rates from TopLine! Enjoy no payments for 90 days* on auto loans, plus low rates!

    *Learn More

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Welcome to Topline Financial Credit Union

TopLine’s Online/Mobile Banking and Phone Banking will be unavailable starting 9:00pm Sunday, May 18 through 1:00am on Monday, May 19 for a system update. We apologize for any inconvenience. 

Hawthorne and Sam S.

What our members say:

Hawthorne and Sam S.
Member Owner since 2024

We worked with Clayton and the TopLine team for our mortgage, and had an incredible experience! This was our first time using a credit union and our first time taking out a mortgage, and they made it simple and easy. Their entire team is friendly, helpful, kind, and welcoming. They were always happy to answer any of our questions (we had a LOT of them!) and they go out of their way to show that they care, and it shines in the way that they talk to any of their members. They made it possible for us to buy our dream property, and we will always be thankful for that! We love TopLine!

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Kelsey C.

What our members say:

Kelsey C.
Member Owner since 2003
From day one to closing, Clayton made the process extremely understandable and easy. This is my first home purchase, so I didn't exactly know what I was doing. He answered every question I had, and even answered questions I didn't know I had. Clayton checked in periodically to reassure me everything was on track and that I was feeling good about the process. He also went above and beyond to make sure I got the best offer on my future home while he was on vacation during a holiday weekend! I would recommend TopLine to all my close friends and family!
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Will and Ginny D.

What our members say:

Will and Ginny D.
Member Owner since 2022

My wife and I joined TopLine in 2022 after being with a bank for 50 years. We transferred everything over to TopLine and so happy we did. We met Valerie, the manager at the Bloomington location and she has been so helpful in every situation we needed help with. It was a blessing to meet Valerie and after talking with her we knew we were in the right place. Everyone is friendly and we can do everything we need in our personal and business situations at TopLine. 

Contact TopLine
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Mary T.

What our members say:

Mary T.
Member Owner since 2013

We love TopLine! No matter how busy they are they are very friendly and helpful. Their car guy was so helpful in helping my adult daughter and myself in finding us the vehicles we wanted, at a price we could afford. Our financing was all set when we were ready to buy and he even followed up with us to see how we liked our CRVs! That is excellent customer service!

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Josh W.

What our members say:

Josh W.
Member Owner since 2018
I worked with Taylor on our mortgage for a new house my wife and I built. Taylor made the process so easy. He was so easy to work with and talk to. I don't know how many times he took calls from me about questions I had and he always had an answer. To use the word amazing is an understatement. 
Contact TopLine
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Egan M.

What our members say:

Egan M.
Member Owner since 2023

Thank you TopLine for backing me during my recent car purchase. The process was seamless and my loan officer, Kari, was an amazing advocate. I plan to be a lifetime member.

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Kari K.

Financial Wellness Tips:

Kari K.
“Double check your loan interest rates, refinancing isn’t just for mortgages. TopLine can refinance your vehicle!”
More Tips
Troy C

Financial Wellness Tips:

Troy C

“When setting up direct deposit, have at least 10% go into your savings account with each paycheck. A percentage ensures that the amount you’re saving each month is consistent with your wage/salary. It’s good to have your savings amount consistent with any increases in income!”

More Tips
Valerie R.

Financial Wellness Tips:

Valerie R.

“What's your current interest rate? You could refinance and save money on your monthly payment. TopLine offers low interest rates on auto loans! With the extra saving you could start a Wincentive savings account!"

More Tips
Shannon M.

Financial Wellness Tips:

Shannon M.

“Credit scores have become such a focus in our culture, and they are a good indicator of credit health. However, they do not indicate your overall financial health. The thing to remember is this: if you do what is smart for your long term financial health, your credit score will follow.”

More Tips
Phil D.

Financial Wellness Tips:

Phil D.

“At TopLine Insurance Agency, we shop so you don’t have to! We work with MANY different carriers to get you the best possible rate.”

More Tips
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Dedicated to building life-long relationships to help you reach and manage your personal financial goals.

—  TopLine Financial Credit Union Mission  —

Membership has its advantages

What does “member-owned” mean? It means that when you join TopLine Financial Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.

If that doesn’t sound like a bank to you, it's because we're not. We are a family. And we’re waiting for you to join us.

Join Today

All TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.

TopLine does business in accordance to the Federal Fair Lending Laws and Equal Credit Opportunity Acts.

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You are now leaving TopLine Financial Credit Union’s website. TopLine is not responsible for accuracy, security, content or services offered by partner websites. Privacy and security policies may differ from TopLine policies.

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Routing Number: 291074696

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Contact Us

Local: (763) 391-9494
Toll Free: (800) 626-1448

9353 Jefferson Highway
Maple Grove, MN 55369

Ask@TopLinecu.com

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