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Become a TopLine Financial Credit Union owner with a simple $5 deposit! Enjoy all member privileges, earn interest on your deposits and more!
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Become a member-owner with local decisions, competitive rates, and digital banking that fits your life — online or at a Twin Cities branch.
Already a member? Add another savings, checking, or loan product to your membership — available on the full site or in branch.
Explore Account OptionsSee how a not-for-profit, member-owned credit union compares to a traditional bank before you open your account.
Credit Unions vs. BanksAll TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Become a TopLine Financial Credit Union owner with a simple $5 deposit! Enjoy all member privileges, earn interest on your deposits and more!
Saving specifically for travel, home repairs, tuition or something else? Open as many secondary Savings Plus accounts as you need and name them for their specific purpose—all with no monthly service fee!
Enjoy the flexibility of a regular savings account with a competitive interest rate, no monthly service fee, access the funds when you want, with minimum balance requirement of just $5,000. Balances that fall below the minimum required will not earn dividends.
Say good-bye to the loose change jar! With the Sum-It-Up Savings program, every time you make a purchase or ATM transaction with your Debit Card, we automatically round up to the nearest whole dollar and transfer the difference into a savings account of your choice. It’s a painless way to save up for anything—and make every penny count!
Learn MoreSave Money. Win Money! The WINcentive Savings account makes saving FUN! You'll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! All of the money you deposit into the account is yours.
Learn MoreHelp your kids develop savings smarts with a Young Savers account. Youths up to 22 years in age can earn interest on any size deposit—with no minimum balance requirements and no monthly fees! (An adult co-owner is required for members under 18.
Learn MoreAll TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).