TopLine Federal Credit Union

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Financial Counseling Services &
Debt Management

TopLine, your Minnesota financial education resource, has teamed up with LSS Financial Counseling Services, a nationally-recognized Minnesota non-profit organization to provide access to free financial education services to better manage your personal finances.

Being a member of Minneapolis/St. Paul area TopLine Federal Credit Union gives you and your family access to up to six (6) free private and confidential financial education counseling sessions annually with a certified consumer credit counselor from LSS Financial Counseling. Sessions are available by phone, in-person or online. Contact Minnesota-based LSS today for your free financial education session at
1-800-528-2926 or visit LSS online and mention you are a TopLine Federal Credit Union member.

At Minnesota-based LSS Financial Counseling financial education services include:
  • Budget Counseling.  Assistance in developing a workable spending plan and identifying issues to help you become a better money manager.
  • Debt Management*.  Tips to deal with collectors, consumer rights and protection, debt repayment options including debt management plans (DMP).
  • Credit Reports.  Assistance with obtaining your credit report, reviewing your credit report and how to improve your credit score.
  • Housing Counseling.  Assistance with pre-purchasing, mortgage financing, foreclosure prevention and reverse mortgage.
  • Student Loan Counseling. Assistance with repayment options, developing an individualized action plan and more.
  • Financial Education.  Workshops include money management, consumer protection and identity theft, living on reduced income during transitions, building good credit to improve your score and more.
  • Bankruptcy Services*.  Pre-filing Bankruptcy Counseling and Pre-discharge Bankruptcy Education.**
*Fees may apply to this service. Call 1-800-528-2926 for more information.
**The Executive Office of the U.S. Trustee has approved LSS Financial Counseling Service to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services.

LSS Financial Counseling Service only uses National Foundation for Credit Counseling (NFCC) certified credit counselors for all one-to-one financial counseling. LSS maintains agency accreditation from Council on Accreditation and licensing from Minnesota Department of Commerce.

LSS will observe the provisions of the Data Privacy Act, HIPAA, Gramm-Leach-Bliley Act, and other MN state law regarding clients and their records. All information provided to LSS remains confidential and will be used only to serve the client.
LSS Financial Counseling Service is a service of Lutheran Social Service of Minnesota, which serves all people regardless of race, color, creed, religion, national origin, sex, sexual orientation, disability or age. LSS is a nationally recognized Minnesota non-profit organization who provides access to the community-based financial counseling. LSS Financial Counseling Service is an accredited and licensed credit counseling and debt management service provider. To learn more visit http://www.lssmn.org/or call 1-800-528-2926.

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763-391-9494 in the Minneapolis/St. Paul Minnesota area. Outside metro area, call 800-626-1448.
© 2018 TopLine Federal Credit Union | 9353 Jefferson Highway Maple Grove, MN 55369 | Routing # 291074696
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