Protection Services
TopLine is dedicated to making sure you receive the highest value from your credit union membership by offering insurance protection options for your loan(s). The opportunity to purchase coverage will be available at the time of your loan application.
Protection when it matters. We are here to help!
- Life
- Terminal Illness
- Accidental Dismemberment
- Hospitalization
- Family Medical Leave
- Loss of life of a Dependent
- Disability
- Involuntary Unemployment To begin, please fill out a claim
If you prefer, call 800-621-6323 to begin the process and a TruStage™ claims specialist will guide you through the process. TruStage is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. © TruStage
#gap
Guaranteed Asset Protection
Don’t let a total loss become a financial loss, learn more about Guaranteed Asset Protection (GAP).
If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your load and what your auto insurance will cover. GAP may help make up the difference.
Talk to TopLine today about how we can help protect you from sudden out-of-pocket expenses with GAP1.
#breakdown
Mechanical Breakdown Protection
Optional protection against costly repairs.
Drive with confidence, knowing we’ve got your back. A breakdown can be troubling enough without the added worry of expensive repairs. That’s why TopLine is pleased to bring you Mechanical Repair Coverage2.
Talk to TopLine about Mechanical Repair Coverage today.
#debt
Debt Protection
TopLine Debt Protection can help cancel or reduce repayment of your loan debt in the event of a protected death or disability. Available on Auto, Recreational Vehicle, Personal and Share Secured loans and Lines of Credit. Coverages can:
- Reduce the burden on your family should you pass away, become sick or injured, or lose your job.
- Help protect you and your family against financial hardship should the unexpected occur.
- Help protect your good credit rating and your collateral for your loan.
- Cover pre-existing conditions.
Your purchase of TopLine Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of TopLine Debt Protection.
Disability Coverage
This coverage will protect you by making your monthly loan payment, up to the policy maximum, should you become injured or ill and are unable to work for more than 30 days.
Involuntary Unemployment
This coverage will protect you by making your monthly loan payment, up to the policy maximum, should you lose your job through no fault of your own.
Loss of Life
This coverage will pay off any existing loan balance, up to the policy maximum, should a covered member pass away.
Not NCUA Insured - May Lose Value - Not A Deposit - No Credit Union Guarantee - Not Insured by Any Federal Government Agency
1GAP is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
2Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at P.O. Box 802746 Chicago, Illinois 60680-2747, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, nonOEM or remanufactured of like kind and quality.